Kronos vs Shift

Kronos brings gig-income tracking, 1099 organization, mileage and receipt records, payment requests, transfer status, and supported wallet activity into one focused iPhone app for freelancers and independent workers. TRACK IRREGULAR INCOME Review gig income and transaction history, organize expenses, mileage and receipts, and keep 1099 and proof-of-income records together. Use tax set-aside tools to plan around variable income. REQUEST AND FOLLOW PAYMENTS Create payment requests, review details before confirming, and follow supported transfer status from pending through completion. Availability and timing vary by account, provider, and rail. USE SUPPORTED MONEY TOOLS View account details and use supported money movement where available. Eligible accounts may display their current variable APY. Rates may change; eligibility and availability apply. App Store membership does not unlock or increase any financial rate. SUPPORTED CRYPTO ACTIVITY Eligible verified users in supported regions can view market data and buy, sell, convert, send, or receive supported digital assets. Availability, custody, processing, fees, settlement, networks, assets, and geography vary. BUILT FOR INDEPENDENT WORK • Gig-income and transaction records • Expense, mileage and receipt organization • 1099 and tax set-aside tools • Proof-of-income information • Payment requests and transfer tracking • Supported crypto wallet and market activity • Biometric unlock, two-factor authentication, device checks, and fraud monitoring • Support routing with transaction context CARD ACCESS IS A PREVIEW Kronos may show launch information for eligible card features. Card access is not yet live. OPTIONAL DIGITAL MEMBERSHIP Kronos Pro and Kronos Black App Store purchases unlock digital software inside the iOS app, including enhanced dashboards, reports, organization tools, creator workflows, and in-app support routing. App Store purchases do not include financial, physical, partner, or real-world benefits. Subscribe through Apple In-App Purchase. Restore Purchases is available from the subscription and settings flow. Manage or cancel subscriptions from your Apple ID subscription settings. KronosPay LLC is a financial technology company, not a bank or lender. Regulated financial services are provided by disclosed third parties where available. Eligibility, custody, timing, fees, protections, and geography vary by service. Download Kronos to bring clearer records and money workflows to independent work. TERMS OF USE Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know what you’re earning before payday. ShiftPay is a shift tracker and earnings planner for hourly and shift workers. Add your shifts, track hours, estimate earnings, and compare the expected payout with what actually arrived—all in one clear view. PLAN EVERY SHIFT • Organize work in a clear calendar • Set hourly rates and break times • Track hours, shifts, earnings, and advances • Get reminders before shifts and around payday UNDERSTAND EVERY PAYOUT • See estimated earnings by period and employer • Compare ShiftPay’s estimate with your actual payout • Review regular pay and applicable bonuses • Keep eight supported currencies separate, without automatic conversion DO MORE WITH PREMIUM • Apply night, weekend, holiday, and overtime pay modifiers • Manage multiple employers • Save reusable shift templates • Create and share monthly salary PDF reports OPTIONAL PRIVACY Protect access with Face ID, Touch ID, or your device passcode when supported. Whether you work in hospitality, healthcare, retail, logistics, manufacturing, or any other hourly role, ShiftPay gives you a calmer way to stay on top of your schedule and expected pay. ShiftPay provides estimates for personal tracking. Your final payout may differ. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/