Kronos vs Split Expenses

Kronos brings gig-income tracking, 1099 organization, mileage and receipt records, payment requests, transfer status, and supported wallet activity into one focused iPhone app for freelancers and independent workers. TRACK IRREGULAR INCOME Review gig income and transaction history, organize expenses, mileage and receipts, and keep 1099 and proof-of-income records together. Use tax set-aside tools to plan around variable income. REQUEST AND FOLLOW PAYMENTS Create payment requests, review details before confirming, and follow supported transfer status from pending through completion. Availability and timing vary by account, provider, and rail. USE SUPPORTED MONEY TOOLS View account details and use supported money movement where available. Eligible accounts may display their current variable APY. Rates may change; eligibility and availability apply. App Store membership does not unlock or increase any financial rate. SUPPORTED CRYPTO ACTIVITY Eligible verified users in supported regions can view market data and buy, sell, convert, send, or receive supported digital assets. Availability, custody, processing, fees, settlement, networks, assets, and geography vary. BUILT FOR INDEPENDENT WORK • Gig-income and transaction records • Expense, mileage and receipt organization • 1099 and tax set-aside tools • Proof-of-income information • Payment requests and transfer tracking • Supported crypto wallet and market activity • Biometric unlock, two-factor authentication, device checks, and fraud monitoring • Support routing with transaction context CARD ACCESS IS A PREVIEW Kronos may show launch information for eligible card features. Card access is not yet live. OPTIONAL DIGITAL MEMBERSHIP Kronos Pro and Kronos Black App Store purchases unlock digital software inside the iOS app, including enhanced dashboards, reports, organization tools, creator workflows, and in-app support routing. App Store purchases do not include financial, physical, partner, or real-world benefits. Subscribe through Apple In-App Purchase. Restore Purchases is available from the subscription and settings flow. Manage or cancel subscriptions from your Apple ID subscription settings. KronosPay LLC is a financial technology company, not a bank or lender. Regulated financial services are provided by disclosed third parties where available. Eligibility, custody, timing, fees, protections, and geography vary by service. Download Kronos to bring clearer records and money workflows to independent work. TERMS OF USE Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Share the cost without the awkward conversation. PayUpp keeps a group's spending in one clear ledger, tells everyone exactly where they stand, and settles up in the fewest payments possible. Then it does the part other splitting apps leave out — it helps you plan the thing you are all spending money on. MONEY • Add an expense in seconds — equal, exact amounts, percentages or shares • See your position in plain words: what you are owed, what you owe • Multiple payers on one expense, for when two of you covered the tab • Any currency. Each expense locks its exchange rate the day you write it, so last summer's dinner keeps last summer's value • Settle up with the smallest set of payments that clears every debt • Gentle, scheduled reminders — never a shaming push notification • PayUpp shows a friend's Bizum, Swish or IBAN so you can pay them. It never touches your money and never asks for a bank login PLANNING • Propose a trip, a dinner, a festival — anything the group spends on together • Settle the date with a poll instead of forty messages • Vote on where to go and where to stay • Post ideas, upvote them, argue in the comments • Plan a budget per category before you go, then watch it against real spending • Hand out who-does-what, or spin the roulette and let it decide QUICK SPLITS Split one dinner with people you share no group with. Send a link. They open it, see the amounts and settle up — no account, no download, no sign-up wall. RACCOON OF THE MONTH Turn it on and your group votes each month for whoever is slowest to pay. The winner owes a forfeit the group invents. It is a joke, it never touches the ledger, and it is off unless you want it. PRICING One group, free forever, with every feature in it. Quick splits are unlimited and always free. PayUpp Pro unlocks unlimited groups for a single $9.99 payment — once, not monthly. We do not put features behind the paywall, and we never sell your data. Meet Rocco, the raccoon who keeps score.