Comparison

Truly Simple Envelopes vs Tuckle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Truly Simple Envelopes

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Managing money is stressful, and modern budgeting apps usually make it worse. They connect to your bank, download hundreds of transactions you don't recognize, bombard you with confusing pie charts, and charge you a hefty monthly subscription for the privilege. Truly Simple Envelopes is the opposite. It’s a digital version of the classic "cash stuffing" envelope method, built to be visually calm, completely manual, and intentionally friction-free. It never links to your bank accounts or automatically pulls in data. Instead, it asks you to mindfully put money into digital envelopes, and manually subtract it when you spend. By stripping away the bloat and focusing entirely on how much money you have left for different priorities, it brings peace of mind back to your finances while helping you develop healthy and sustainable financial habits. The core app, including iCloud syncing between your devices, is entirely free. If you find it useful, a one-time, lifetime $4.99 fee unlocks unlimited envelopes. Features: • The Main Wallet: A central holding bucket for all unallocated income. Add your paycheck here, then distribute the cash to your categories. • Custom Envelopes: Create dedicated folders for Groceries, Rent, Vacation, etc. Customize them with tactile, earthy colors and native Apple icons. • iCloud Sync: Built natively for Apple devices. Your balances and transactions sync instantly and privately across your Mac, iPhone, and iPad. • Accessible: Designed strictly to WCAG AA accessibility standards. Enjoy high-contrast text, large touch targets, and full support for Apple's Dynamic Type text scaling. • Complete Control: Swipe to delete a mistaken transaction, use the built-in Reconcile tool to clean up duplicate sync records, or hit the "Reset App Data" button to completely wipe your slate clean at any time. • Proudly Subscription-Free: We hate recurring billing as much as you do. Stick with the free version, or pay once and use the software forever. No ads, no trackers, no hidden fees.

About

Tuckle

Features
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Money gone before payday — again? Tuckle helps you give every dollar a job, so you always know what's safe to spend. Tuckle turns the viral “cash stuffing” method into a beautiful, private budgeting app. Instead of one confusing balance, you create colorful pockets (digital envelopes) — Groceries, Eating out, Gas, Fun — and “stuff” each paycheck across them. Then you spend only what’s in each pocket. That’s the whole method. No spreadsheets. No bank login. No guilt. HOW IT WORKS 1. Create your pockets — one for each thing you spend on. 2. Stuff your paycheck — drop your income into each pocket and watch “left to stuff” hit $0. 3. Spend from the pocket — log it in a tap and see exactly what’s left. 4. Stay in the green — celebrate every pay period you don’t overspend. WHY YOU’LL LOVE IT • Give every dollar a pocket — the satisfying envelope method, made digital. • No bank login, ever — your data stays on your phone. Real privacy. • Set up in 2 minutes — simple by design, not another finance chore. • Any payday — weekly, biweekly, twice a month, monthly, even irregular/freelance. • Sinking funds & goals — save for vacations, an emergency fund, the big stuff, a little each payday. • Insights & no-spend streaks — see what you saved and keep the momentum going. • Calm and beautiful — a budget you’ll actually want to open. MADE FOR THE CASH-STUFFING METHOD Seen cash stuffing on TikTok and loved the idea but not the literal envelopes of cash? Tuckle gives you all the control and the ritual — none of the bills under your mattress. TUCKLE PREMIUM Unlock unlimited pockets, sinking funds & goals, insights, and themes. Start with a 3-day free trial, then pick the plan that fits. Cancel anytime. PRIVACY FIRST Tuckle never asks to connect your bank. Your budget lives on your device. No ads. No data selling. Ever. Give every dollar a pocket — and take back control before your next payday. Download Tuckle today. Subscriptions: 3-day free trial, then Annual $39.99/yr, Monthly $5.99/mo, or Weekly $2.99/wk. Payment is charged to your Apple ID; auto-renews unless turned off at least 24h before the period ends; manage or cancel in Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://arafat-apps.netlify.app/tuckle/privacy

Screenshots

Truly Simple Envelopes3 screens
Tuckle4 screens

Verdict

The call

The clearest difference is update cadence: Tuckle at every 4 days against Truly Simple Envelopes's every 2 weeks. Truly Simple Envelopes's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Truly Simple Envelopes sells 1 one-off in-app purchase and Tuckle sells 4 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Truly Simple Envelopes ships an update every 2 weeks, Tuckle every 4 days. The most recent releases landed on October 13, 2026 and October 1, 2026 respectively.

Scorecard2 real differences · 4 level
Truly Simple Envelopes versus Tuckle: the parameters behind the verdict, then further details
ParameterTruly Simple EnvelopesTuckle
PriceFreeFree
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS17.016.4 — better
Further details — not scored
Size1 MB48 MB
Age rating4+4+
DeveloperColin WrightMohammed Arafat Shahbaz Khot

In-app purchases

1 purchases

Truly Simple Envelopes

One-time1
  • Unlock Pro$4.99
4 purchases

Tuckle

Subscriptions3
  • Tuckle Premium7 Days trial$2.997 Days
  • Tuckle Premium7 Days trial$5.991 Month
  • Tuckle Premium7 Days trial$39.991 Year
One-time1
  • Lifetime Access$79.99

Questions

Is Truly Simple Envelopes free?
Truly Simple Envelopes is free to download, with in-app purchases available.
Is Tuckle free?
Tuckle is free to download, with in-app purchases available.
Do Truly Simple Envelopes or Tuckle have ads?
Neither Truly Simple Envelopes nor Tuckle shows ads.
Which is updated more often, Truly Simple Envelopes or Tuckle?
Truly Simple Envelopes ships an update every 2 weeks, and Tuckle every 4 days. Most recently, Truly Simple Envelopes was updated on October 13, 2026 and Tuckle on October 1, 2026.

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