Truly Simple Envelopes vs DueCat

Managing money is stressful, and modern budgeting apps usually make it worse. They connect to your bank, download hundreds of transactions you don't recognize, bombard you with confusing pie charts, and charge you a hefty monthly subscription for the privilege. Truly Simple Envelopes is the opposite. It’s a digital version of the classic "cash stuffing" envelope method, built to be visually calm, completely manual, and intentionally friction-free. It never links to your bank accounts or automatically pulls in data. Instead, it asks you to mindfully put money into digital envelopes, and manually subtract it when you spend. By stripping away the bloat and focusing entirely on how much money you have left for different priorities, it brings peace of mind back to your finances while helping you develop healthy and sustainable financial habits. The core app, including iCloud syncing between your devices, is entirely free. If you find it useful, a one-time, lifetime $4.99 fee unlocks unlimited envelopes. Features: • The Main Wallet: A central holding bucket for all unallocated income. Add your paycheck here, then distribute the cash to your categories. • Custom Envelopes: Create dedicated folders for Groceries, Rent, Vacation, etc. Customize them with tactile, earthy colors and native Apple icons. • iCloud Sync: Built natively for Apple devices. Your balances and transactions sync instantly and privately across your Mac, iPhone, and iPad. • Accessible: Designed strictly to WCAG AA accessibility standards. Enjoy high-contrast text, large touch targets, and full support for Apple's Dynamic Type text scaling. • Complete Control: Swipe to delete a mistaken transaction, use the built-in Reconcile tool to clean up duplicate sync records, or hit the "Reset App Data" button to completely wipe your slate clean at any time. • Proudly Subscription-Free: We hate recurring billing as much as you do. Stick with the free version, or pay once and use the software forever. No ads, no trackers, no hidden fees.

Know what’s due before it’s charged. DueCat brings subscriptions and one-time bills together in a calm, visual dashboard. See upcoming payments at a glance, browse charges by date, and understand where your money is going. STAY AHEAD OF EVERY PAYMENT • Set a monthly budget and see what’s spent, still due, and remaining after this month’s bills • Track recurring subscriptions and one-time bills • View upcoming charges on a monthly calendar • See monthly averages, due totals, and payment dates • Pause or cancel tracking while keeping your records UNDERSTAND YOUR SPENDING • Review scheduled spending by month and year • Explore trends and category breakdowns • Identify subscriptions worth reviewing • Watch price changes get logged automatically the moment they happen. MAKE DUECAT YOURS • Organise subscriptions with lists and categories • Choose from a collection of built-in backgrounds • Add custom background photos with DueCat Pro • Keep your data in sync with iCloud NEVER MISS A RENEWAL • Set renewal reminders • Choose your preferred reminder time • Check upcoming payments from Home Screen widgets Start free with up to five subscriptions and iCloud sync. Unlock DueCat Pro with a one-time lifetime purchase for unlimited subscriptions, analytics, reminders, custom organisation, custom backgrounds, and widgets. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula