LedgerView vs Net Worth Tracker

LedgerView is a local-first personal finance and net worth tracker built for people who want clarity without handing their financial life to another service. The Mac app is the source of truth for setup, CSV imports, manual balances, holdings, reconciliation, exports, and privacy settings. The iPhone app is a fast companion dashboard for checking net worth, accounts, investments, allocation, history, goals, and data freshness. LedgerView is not a bank aggregator and does not require linking financial accounts. It is designed for manual and CSV-first workflows, explicit data provenance, visible freshness, and exportability. Key features: - Private, local-first net worth tracking - Mac-first account setup, import, reconciliation, and export workflows - iPhone companion dashboard for quick review - Assets, liabilities, holdings, history, allocation, goals, and data health - Explicit source and freshness labels for important values - CSV export and manual data control - App lock and privacy-focused settings LedgerView helps you replace fragile spreadsheets with a calm, durable personal balance sheet that stays under your control.

Wealth Up helps you see the full picture of your money without linking bank accounts or sending your financial data to a third-party budgeting service. Track your assets, debts, income, and expenses in one clean dashboard. Watch your net worth change over time, understand your progress, and update your balances during a simple monthly check-in. Keep an eye on the investments you already hold with optional live prices for stocks, ETFs, gold, and silver — refreshed automatically, with no account linking. Tag holdings as liquid or retirement, then filter your net worth to see just your liquid assets or exclude retirement accounts. Use flexible planning tools to explore long-term wealth goals, including financial independence and retirement scenarios. Wealth Up helps you compare paths and understand what your numbers mean. Built for privacy-first personal finance: - No bank linking required - See your money working in real time with Live Earnings - No ads - No social features - Optional live prices for stocks, ETFs, and precious metals auto tracking - Currency selection for display or auto tracking - Optional Face ID or Touch ID protection - iCloud sync through your Apple account when available - JSON and CSV export so your data stays portable - Home Screen widgets for FIRE progress, net worth, and Live Earnings This version includes core net worth tracking, manual entry, optional live market prices, liquid and retirement filters, detailed asset and debt history, planning tools, iCloud-backed sync when available, and JSON/CSV export. Wealth Up is built for planning and education. It does not provide financial, investment, tax, or legal advice.