Simplifyn vs Budget Expense Tracker

Simplifyn — See Your Journey to Financial Freedom What if you could actually see your financial future? Simplifyn turns your spending, investments, goals, and debts into a visual journey toward financial freedom — showing you where you are today, where you're heading, and what could change along the way. With your personal AI Coach, explore your finances, ask questions, get insights, and run “what if” scenarios to see how different choices could shape your journey. See Your Freedom Journey Start with a few details — your spending, investments, and current Freedom Capital. Simplifyn creates a personalized Freedom Journey showing how your financial position could evolve over time. Your journey includes five meaningful milestones: • Emergency Fund • Financial Cushion • Financial Momentum • Financial Independence • Financial Abundance See where you are today, your next milestone, and how your journey could progress toward financial freedom and beyond. Your spending, investments, goals, and debts can appear as markers on your journey, helping you understand how they can influence your path. See How Long Your Freedom Could Last Reaching financial freedom is an important milestone — but what happens after? Runway shows how long your projected corpus could support your current lifestyle after reaching financial freedom. It factors in inflation-adjusted spending and assumes no additional contributions. See not just when you could reach financial freedom, but how long your projected wealth could support your lifestyle. Your Numbers Don't Have to Be Perfect Simplifyn is designed to help you understand the bigger picture. Estimates are often enough to get started. Your journey uses assumptions for investment growth, inflation, and the capital you may need for financial freedom. Choose a Freedom Target such as 20× or 25× and select a projection profile based on your expectations. These assumptions are customizable to reflect your circumstances and outlook. The goal isn't to predict your future perfectly. It's to give you a useful picture of where your current path could lead and help you explore how different choices might change it. Bring Your Financial Life Together Spend — Add income and expenses, including recurring and one-time spending. Invest — Add savings and investments, including regular investments and lump sums. Goals — Add major future expenses such as a home, education, travel, or other important purchases. Debt — Add loans and debts, including payments and expected payoff dates. Explore Your Future With AI Your AI Coach helps you make sense of your financial picture. What if you invest more each month? Reduce your spending? Have a large expense in a few years? Ask your AI Coach and explore the possibilities. Simplifyn can show the potential impact directly on your Freedom Journey — without changing your actual financial information. Simplifyn does not provide personalized investment or portfolio advice. It helps you explore financial scenarios and understand how they could affect your financial freedom journey. Not a Real-Time Tracker Simplifyn isn't a real-time net-worth dashboard or transaction tracker. You don't need to connect every bank account or record every transaction. Instead, Simplifyn focuses on the bigger picture — helping you visualize where you are today, understand where you're heading, and explore how your choices could shape the future. A Clearer Way to Think About Financial Freedom It's not about obsessing over spreadsheets or numbers. Understand where you stand. Visualize where you're going. Explore what could change your path. See how long your wealth could support your lifestyle. Your financial freedom is a journey. Simplifyn helps you see it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Boti is your digital piggy bank for tracking expenses, income, and your savings goals. No spreadsheets, no stress, and no bank connection: you choose what to log, and Boti makes it clear. Built for people who want to save for real, understand where money goes each month, and, if they want, share a jar with their partner. One place for your personal money and your shared household spending. LOG AN EXPENSE IN A SECOND Type “12 coffee” or “6 Starbucks yesterday” in the quick entry bar and Boti picks up the amount, the merchant and its logo, the category, and the date. It also understands “every month” and, for couples, “split”. It knows 1,700+ merchants and learns from your corrections. On iPhones with Apple Intelligence, it fine-tunes the category right on your device. WALLETS FOR ALL YOUR MONEY Bank, cash, credit card, savings or investments: each wallet with its own balance and card, with logos for 300+ banks and crypto. Move money between them with a transfer, and view Home and Analysis by wallet. SAVINGS GOALS A trip, a down payment, a car, or an emergency fund. Create a goal with a photo, choose how much and by when, and Boti tells you how much to set aside each day to get there. Add money whenever you like and celebrate when you hit 100%. CLEAR MONTHLY BUDGET Define your monthly spending budget and follow the percentage used with colors you understand at a glance. ANALYSIS YOU UNDERSTAND Week, month, or year: bars by category or a donut chart, upcoming fixed bills, and all your transactions with filters. CATEGORIES THAT MAKE SENSE Home, groceries, transport, leisure, health, and many more. Create your own and reorder them. FIXED COSTS ALWAYS IN VIEW Rent, insurance, Netflix, Spotify, gym, each with its logo. Create weekly, monthly, or yearly recurring rules and see how much each month commits you to. WIDGETS ON HOME AND LOCK SCREEN Total savings, this month’s balance, and your top spending categories, without opening the app. A JAR WITH YOUR PARTNER Shared Boti (DUO mode): create a shared jar, share a code, and follow shared expenses, income, goals, and who paid what together. Boti is not an app for splitting bills or settling IOUs. It is your shared jar, with a clear picture of the money you manage together. GENTLE REMINDERS Friendly nudges so you do not forget to log, budget alerts, monthly goal reached, and weekly or monthly summaries. You choose what to receive and when. YOUR DATA, YOURS Boti does not connect to your bank. Your personal transactions live on your device. There is no cloud backup of your personal finances. If you use Shared Boti, only that shared jar is stored in the cloud. You can hide amounts in the app, or lock Boti with Face ID (Pro). Home and Lock Screen widgets can still show figures. BOTI PRO With a Pro subscription you unlock: Home Screen and Lock Screen widgets Unlimited savings goals Up to 30 wallets Recurring expenses that log themselves, with a heads-up before each charge Full history of past months Up to 100 custom categories and editable default ones Face ID lock Alerts for unusual spending and a monthly goal at risk Without Pro you can still use Boti for free: unlimited transactions, quick entry, one active goal, monthly goal and budget, analysis for this month and last month, 2 custom categories, 2 wallets, the shared jar, and hidden balances. CURRENCIES AND LANGUAGES 49 currencies (US dollar, euro, pound, Canadian and Australian dollar, Mexican peso, yen, and many more) and 25 languages. Download Boti and start saving with calm today. Boti Pro subscription renews automatically. Payment is charged to your Apple account on purchase confirmation. The subscription renews unless you cancel at least 24 hours before the end of the period. Manage it in your account settings. Privacy: https://brera.dev/apps/boti/privacy Terms: https://brera.dev/apps/boti/terms EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/