Sefa vs DrorOne

Protect your savings from the falling naira. Sefa keeps your money in dollars, and now you can add money and cash out in naira, straight from your bank account. Sefa is a simple wallet built for Nigeria and the diaspora. Move money in with naira, hold it in dollars, send it to people you love in minutes, and cash out to your bank whenever you want, all from your phone. WHY PEOPLE USE SEFA Add money with naira. Fund your wallet from your Nigerian bank account and hold the value in steady dollars. No middleman to visit, no rate you can't see. Cash out to naira. Turn your dollars back into naira and have it sent to your bank account when you need it. Save in dollars. The naira loses value; dollars hold theirs. Keep your money in steady dollar coins (USDT, USDC) so it doesn't melt away. Your money, your control. Sefa is non-custodial. Your keys and your money stay on your phone. We can never touch your funds. Send money home. Reach family and friends across the world in minutes, with low network fees. Convert when you need to. Move between the coins you hold, like SOL to dollars, in a few taps. Ask Sefa anything. A built-in assistant answers your questions in plain words, right when you're stuck. Naira-aware. See your balance in US dollars with a naira figure beside it, so the value is always clear. Many networks, one app. Hold and move Bitcoin, Ethereum, Solana and more from a single wallet. BUILT FOR EVERYDAY USE No jargon. No complicated setup. Sefa explains each step in plain words, so it works whether this is your first wallet or your fifth. YOUR MONEY STAYS YOURS Sefa never holds, locks, or moves your money without you. Every action is approved by you with Face ID or a PIN and signed on your device. Your recovery phrase belongs to you alone, keep it safe. A small, clearly shown service fee may be included when you add money, cash out, or convert between coins. No hidden charges, and no subscription. Sefa is a wallet for holding and moving your own money, not a bank. Saving in dollars is steadier than the naira, but dollar values can still move.

DrorOne is a non-custodial crypto wallet. Only you hold your recovery phrase, and every send and swap is signed on your phone. MULTI-CHAIN WALLET • Hold and receive USDT, USDC, ETH, BNB, SOL, TRX, POL, TON, EURC and PYUSD. • Networks: Ethereum, BNB Smart Chain, Solana, Tron, Polygon, Base, Arbitrum and TON. • One balance in your currency, with live prices and full activity history. CROSS-CHAIN SWAP • Swap between major blockchains in a few taps, for example USDC on Solana to USDT on BNB Smart Chain. • See the route, estimated time, network fee, swap fee and minimum received before you confirm. • "Approve this amount only" keeps token approvals limited and safer. BITCOIN LIGHTNING • Send and receive bitcoin in seconds with tiny fees. • Keep your Lightning balance in dollars so it doesn't move with the bitcoin price. Switch anytime. • Load it from BTC, USDC or USDT and withdraw back to your wallet. • Your own Lightning address to get paid. • Every fee is shown clearly, in sats and in dollars. YOUR OWN BANK ACCOUNTS • Get paid in USD (ACH, wire or FedNow), EUR (SEPA) and MXN (SPEI). • Money sent to your account details arrives in your wallet as USDC or EURC on Solana. • Withdraw from your wallet to your bank. BUY CRYPTO • Buy with card, Apple Pay or Google Pay. • Pay with your Cash App balance and get bitcoin in your Lightning balance. • Send PYUSD from PayPal or Venmo (United States). • Transfer from your bank in USD, EUR or MXN. • Crypto arrives straight in your wallet. DROR CARD • Get your card and top it up with USDC from your wallet. • View card details, freeze it, change your PIN and download your monthly statement as a PDF. • Higher levels raise your top-up limit. SECURITY • Non-custodial: DrorOne never has access to your funds or your recovery phrase. • PIN and biometric lock (fingerprint or Face ID). • Optional PIN to sign sends, swaps and WalletConnect requests. • Your recovery phrase can only be revealed with your PIN or biometrics. MORE • Multiple wallets on one phone. • WalletConnect to use your wallet with dApps. • Invite friends with your invite code. Some features (bank accounts, card, buy options) depend on your country and require identity verification with our partners. Fees and limits are shown in the app before you confirm.