Expense Tracker vs XP Spendly

SumiQ is built around one idea: logging an expense should take as few actions as possible. Apple Pay payments log themselves. Back Tap takes two taps. Voice takes one sentence. Manual entry takes seconds. Calm, private, no forms, no logins, no clutter. SPEAK IT, AND IT IS LOGGED Tap the mic and say "lunch 14 euros." SumiQ pulls out the amount, category, currency, and date and files it in seconds. Hands-free and fast. PAYMENTS THAT LOG THEMSELVES Connect Apple Pay once and every tap to pay lands in SumiQ on its own - amount, merchant, and category, converted to your list's currency. Or double-tap the back of your iPhone: Quick Log asks how much and what for, and files it. ONE TRUE TOTAL, ANY CURRENCY Spend in any of 27+ currencies and SumiQ converts each expense at live rates into one clear total. Travel, freelance, or shop abroad without losing track. SMART, ON-DEVICE AI Every expense is auto-sorted into the right category, handled on your device whenever your iPhone supports it. EVERYTHING YOU NEED - Multiple lists and wallets: Personal, Work, Travel, each in its own currency - Per-category budgets with live progress - Recurring transactions for rent, salary, and subscriptions - Custom categories with your own emoji and color - Statistics: monthly spending trend and a calendar heat map of your days - A home screen widget with your total and one-tap voice entry - Premium, dark, and light themes with accent colors PRIVATE BY DESIGN No accounts. No logins. No analytics. No ads. Your data stays on your device, and your voice audio is never stored. FREE TO START Manual tracking, the dashboard, and statistics are free. Premium unlocks voice entry, Apple Pay auto-logging, AI categories, budgets, recurring transactions, extra lists, and themes - EUR 2.99 / month or EUR 24.99 / year, with a 7-day free trial. Cancel anytime. The subscription renews automatically unless canceled at least 24 hours before the period ends. Manage or cancel in your App Store account settings. Terms of Use (EULA): https://sumiq.me/terms Privacy Policy: https://sumiq.me/privacy Made for people who would rather not think about money.

XP Spendly — Take Control of Your Money Know where your money goes. Build better habits. Stay in control of your everyday finances with XP Spendly, a simple way to organize your spending and manage your personal money. Whether you’re tracking daily purchases, planning ahead, or trying to save more, XP Spendly gives you a clear view of your financial activity in one place. SMART MONEY MANAGEMENT Keep your finances organized without complicated spreadsheets. Add transactions, categorize purchases and monitor your spending as you go. TRACK YOUR SPENDING Stay aware of your everyday spending and see where your money is going. A simple overview makes it easier to recognize patterns and make smarter decisions. PLAN AHEAD Set your financial goals, plan upcoming spending and create limits that help you stay on track. BUILD BETTER HABITS Small changes can make a big difference. Understanding your spending habits can help you make more confident choices and work toward your savings goals. KEEP EVERYTHING ORGANIZED From everyday purchases and personal expenses to recurring costs and other transactions, keep your financial activity structured and easy to understand. YOUR MONEY. YOUR PLAN. XP Spendly is designed for anyone who wants a simpler way to manage money, organize spending and build better financial habits. Track your spending. Plan your budget. Save with purpose. XP Spendly — your everyday companion for smarter money management.