QarzGo vs XP Spendly
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
QarzGo
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QarzGo β qarz daftaringiz endi telefoningizda. Daftar va ruchka o'rniga, mijozlaringizni va har bir qarz amaliyotini bir joyda yuriting. KIMGA MOS: β’ Do'kon va savdo egalari β mijozlar nasiyasini yuritish uchun β’ Kichik biznes va xizmat ko'rsatuvchilar β’ Shaxsiy qarzlarni (do'st, qarindosh) eslab qolish uchun ASOSIY IMKONIYATLAR: β’ Berdim / Oldim β har bir amaliyotni yozing, balans avtomatik hisoblanadi β’ Mijoz bo'yicha aniq balans β kim sizdan, kim sizga qarzdor β’ Muddatli qarzlar + o'z vaqtida eslatmalar (kechikkanlarini ko'rsatadi) β’ Bir nechta do'kon va kassirlar β har kassirga alohida ruxsat va do'kon β’ Hisobotlar β umumiy balans, do'kon va kassir kesimida β’ Izoh, sana, summa β har bir amaliyot tafsiloti β’ Bulutda xavfsiz saqlash β qurilmangizni yo'qotsangiz ham ma'lumot saqlanadi β’ Telegram yoki apple xisobingizdan kiring NEGA QARZGO: β’ Tez va sodda β bir necha tegishda amaliyot qo'shasiz β’ Xavfsiz β ma'lumotlar shifrlangan, hech kimga sotilmaydi β’ O'zbek, rus va ingliz tillarida Qarzlaringizni boshqarishni soddalashtiring β QarzGo bilan.
XP Spendly
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XP Spendly β Take Control of Your Money Know where your money goes. Build better habits. Stay in control of your everyday finances with XP Spendly, a simple way to organize your spending and manage your personal money. Whether youβre tracking daily purchases, planning ahead, or trying to save more, XP Spendly gives you a clear view of your financial activity in one place. SMART MONEY MANAGEMENT Keep your finances organized without complicated spreadsheets. Add transactions, categorize purchases and monitor your spending as you go. TRACK YOUR SPENDING Stay aware of your everyday spending and see where your money is going. A simple overview makes it easier to recognize patterns and make smarter decisions. PLAN AHEAD Set your financial goals, plan upcoming spending and create limits that help you stay on track. BUILD BETTER HABITS Small changes can make a big difference. Understanding your spending habits can help you make more confident choices and work toward your savings goals. KEEP EVERYTHING ORGANIZED From everyday purchases and personal expenses to recurring costs and other transactions, keep your financial activity structured and easy to understand. YOUR MONEY. YOUR PLAN. XP Spendly is designed for anyone who wants a simpler way to manage money, organize spending and build better financial habits. Track your spending. Plan your budget. Save with purpose. XP Spendly β your everyday companion for smarter money management.
Screenshots
Verdict
QarzGo and XP Spendly are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
QarzGo ships an update weekly, XP Spendly every 2 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | QarzGo | XP Spendly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly β better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 18.2 | 17.0 β better |
| Further details β not scored | ||
| Size | 70 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | NEW EDU | Mobry Network Technology, S.A. de C.V. |
In-app purchases
QarzGo
No in-app purchases
XP Spendly
No in-app purchases









