Vector Wealth vs Netlyne
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vector Wealth
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Vector Wealth: The Disciplined Investor’s Private Sandbox. Stop guessing and start strategizing. Vector Wealth is a premium financial companion designed for investors who value discipline over hype. Whether you’re a beginner learning the ropes or a veteran testing a new thesis, Vector Wealth provides a secure, real-time environment to build, track, and refine your investment strategy. WHY VECTOR WEALTH? 1. REAL-TIME PAPER TRADING Execute trades in a risk-free environment using real-time market data. Track your performance, manage positions, and—most importantly—record the "why" behind every trade. Vector Wealth resurfaces your notes weeks later to help you audit your emotional discipline. 2. THE SENTRY ALERT ENGINE Let the app watch the market for you. Set custom "Sentry" rules that trigger notifications based on technical conditions, daily volatility, or corporate events. Never miss a market shift again. 3. STRATEGY RECIPES & HEALTH CHECKS Tell us your horizon and risk comfort, and we’ll generate a personalized allocation recipe. Our Portfolio Health tool automatically analyzes your holdings for concentration risks, tech-heavy leans, or allocation drift, keeping you aligned with your long-term goals. 4. MARKET MOOD & INSIGHTS Get an instant pulse on the market with our proprietary Market Mood indicator. Calculated from momentum, breadth, and yield signals, it tells you when the market is in "Extreme Greed" or "Panic" territory. 5. AUTOMATED PRO TOOLS Weekly Digest: Every Sunday, get a summary of your portfolio’s performance vs. the S&P 500. Earnings Calendar: Automatic tracking for upcoming corporate events on the stocks you hold or watch. DCA Visualizer: Project the power of "boring" investing with our historical Dollar Cost Averaging simulator. PRIVACY FIRST No bank links. No sensitive data. Vector Wealth uses anonymous authentication so you can practice and strategize with complete peace of mind. Your data is your own. Vector Wealth: Build your edge. Keep your discipline.
Netlyne
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Netlyne is a calm, focused way to watch your net worth grow — one honest monthly check-in at a time. No bank connections. No cloud syncing. No ads. Just a simple, private ledger where you list what you own and what you owe, and let Netlyne do the math. HOW IT WORKS Add your assets — cash, investments, retirement accounts, real estate, vehicles, and more — along with your liabilities, like credit cards, student loans, auto loans, personal loans, and your mortgage. Netlyne instantly calculates your current net worth. Once a month, tap "Log Now" to save a snapshot. Over time, those snapshots become a trend line — the signature view in Netlyne — so you can see exactly how your financial picture has changed, month over month. FEATURES - Net worth at a glance — your total assets, liabilities, and net worth, updated in real time as you edit your entries - Signature trend chart — a clean line chart of your net worth history, with the change since your last snapshot shown at a glance - Goal tracking — set a target net worth and watch a progress ring fill in as you close the gap - Category breakdown — a simple donut chart shows how your assets and liabilities are distributed across categories like cash, investments, retirement, real estate, and more - Monthly history — every snapshot is saved with its own asset and liability breakdown, plus an optional note, so you can look back and remember what changed and why - Multiple currencies — display your numbers in USD, EUR, GBP, CAD, or AUD - Private by design — every number you enter stays on your device. Nothing is uploaded to any server, ever - Export anytime — download your full history as a JSON file whenever you want your own backup WHO IT'S FOR If you've ever wanted a net worth tracker without connecting your bank accounts or handing your financial data to a third party, Netlyne is built for you. It takes about 30 seconds a month to stay on top of your numbers — no budgeting categories to fight with, no subscriptions to track, just the one number that actually summarizes how you're doing: what you own, minus what you owe. Download Netlyne and start your first snapshot today.
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Verdict
The clearest difference is iOS requirement: Netlyne at 15.6 against Vector Wealth's 17.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Vector Wealth | Netlyne |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days | — |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 15 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | CHRISTOPHER JOHN WITTMAN | JESSICA SABRIN MCCALLOP |
In-app purchases
Vector Wealth
No in-app purchases
Netlyne
No in-app purchases









