Comparison

SpendGrid vs WorthUp

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SpendGrid

Features
Read full description

SpendGrid: Expense Tracker Take control of your money with SpendGrid β€” your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES β€’ Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. β€’ Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more β€” then customize or create your own with personal color labels. β€’ Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. β€’ Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. β€’ Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. β€’ Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. β€’ Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities β€” all in one place. β€’ Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet β€” great for backups, tax prep, or sharing with an accountant. β€’ Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. β€’ Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: β€’ iCloud backup & restore to keep your data safe across devices β€’ Unlimited budgets per category β€’ Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html

About

WorthUp

This app helps individuals and families track their net worth privately and securely. Monitor assets, liabilities, and investments with detailed charts and insights. Set financial goals and manage family portfolios with optional cloud sync.

Highlights
  • Offline-first net worth tracking
  • Track assets and liabilities
  • Net worth history charts
  • Financial goal setting
  • Family portfolio management
  • Customizable categories
  • Secure optional cloud sync
Features
Read full description

WorthUp is a private, beautifully designed net worth tracker built for individuals and families who want to take control of their financial future. Track everything in one place β€” bank accounts, investments, real estate, loans, and more. Watch your wealth grow over time with clear charts and insights. --- PRIVATE BY DESIGN --- - Offline-First: Your financial data stays on your device. We do not have access to your data, and no account is required to start tracking. - No Data Sharing: Your information is never shared with us or third parties unless you explicitly choose to enable Cloud Sync. - Local Backups: Take full ownership of your data. Export a local backup file anytime and restore it on any deviceβ€”no internet or cloud account required. - Secure Cloud Sync (Optional): If you choose to sync across devices, use your own Google account for private, encrypted backups that only you can access. --- WHAT YOU CAN DO --- - Add unlimited accounts across assets and liabilities - Track net worth history with 1Y, 2Y, 5Y and All-time charts - Set financial goals and track your progress with milestones - Get reminders to keep your portfolio updated - Manage family portfolios β€” track spouse and family member wealth separately - Switch between individual and household net worth views - Customize categories and account types to match your life --- PREMIUM FEATURES --- Upgrade to WorthUp Premium to unlock: - Full chart history (1Y, 2Y, 5Y and All-time) - Advanced wealth insights and growth tracking - Family portfolio management - Unlimited goals and reminders - Unlimited accounts - Custom categories and account types - App lock with Face ID or Touch ID --- BUILT FOR INDIA --- Indian number formatting, INR currency, and a clean OLED-friendly dark mode designed for Indian users tracking wealth in rupees. --- YOUR DATA, YOUR CONTROL --- - No ads, ever - No data sold to third parties - Works fully offline by default - Manual local backup & restore support Download WorthUp and start tracking what you've built with total peace of mind. Terms of Use : https://jamunlabs.com/terms

Screenshots

SpendGrid4 screens
WorthUp4 screens

Verdict

The call

The clearest difference is in-app purchases: WorthUp at none against SpendGrid's 3. WorthUp also leads on ads (none vs shown) and iOS requirement (13.0 vs 18.6). SpendGrid's advantage is update cadence (every 3 days vs weekly). On price and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SpendGrid sells 3 in-app purchases, starting at $1.99 per month. WorthUp asks for nothing beyond the download.

UpkeepUpdate frequency

SpendGrid ships an update every 3 days, WorthUp weekly. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

Scorecard4 real differences Β· 3 level
SpendGrid versus WorthUp: the parameters behind the verdict, then further details
ParameterSpendGridWorthUp
PriceFreeFree
Update frequencyEvery 3 days β€” betterWeekly
AdsYesNo β€” better
In-app purchasesYesNo β€” better
Monetizationβ€”Freemium
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS18.613.0 β€” better
Further details β€” not scored
Size19 MB36 MB
Age rating4+9+
DeveloperJanki KachhiyaRajat Rajput

In-app purchases

3 purchases

SpendGrid

Subscriptions2
  • SpendGrid Pro – Monthly$1.991 Month
  • SpendGrid Pro – Annual7 Days trial$9.991 Year
One-time1
  • SpendGrid Pro – Lifetime$24.99
None

WorthUp

No in-app purchases

Questions

Is SpendGrid free?
SpendGrid is free to download, with in-app purchases available.
Is WorthUp free?
WorthUp is free to download, with no in-app purchases.
Do SpendGrid or WorthUp have ads?
SpendGrid shows ads; WorthUp does not.
Which is updated more often, SpendGrid or WorthUp?
SpendGrid ships an update every 3 days, and WorthUp weekly. Most recently, SpendGrid was updated on October 13, 2026 and WorthUp on October 24, 2026.

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