SpendGrid vs Checkbook
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
SpendGrid
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SpendGrid: Expense Tracker Take control of your money with SpendGrid โ your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES โข Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. โข Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more โ then customize or create your own with personal color labels. โข Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. โข Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. โข Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. โข Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. โข Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities โ all in one place. โข Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet โ great for backups, tax prep, or sharing with an accountant. โข Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. โข Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: โข iCloud backup & restore to keep your data safe across devices โข Unlimited budgets per category โข Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html
Checkbook
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Your checkbook register, on your phone. Type what you spent or received. Your real balance moves. No bank login, no ads, no tracking. It works the way the paper register worked: you write the entry, you see the balance. Nothing syncs, nothing is sold, and it works with no signal at all. WRITE IT DOWN IN SECONDS - The keypad opens ready. Amount first, everything else optional. - Payee, category, check number and a note when you want them. - Mark an entry cleared the day it hits your bank. KNOW YOUR REAL BALANCE - Recorded and cleared balances, side by side. - Reconcile against your statement and find the difference fast. - Checking, savings, cash, debit or credit. Keep them separate. SEE WHERE THE MONEY WENT - Spending by category, trends over time, and cash flow. - Today, this week, this month, this year, or all time. NEVER MISS A BILL - Planned bills and income: weekly, monthly or yearly. - A reminder before one is due. - Post it automatically if you would rather not think about it. PRIVATE BY DESIGN - No bank connection. No account. No sign-in. Nothing to opt out of. - Your ledger is stored on your device, not on our server. We do not have one. - Face ID lock, and a full backup you can export or import any time. - Ten languages, on iPhone and iPad. FREE FOREVER Recording entries, reconciling, and exporting or importing your backup are free and unlimited. No entry cap, no trial clock, no ads. CHECKBOOK PLUS An optional upgrade adds unlimited accounts, budgets, planned bills, bill reminders, and every Insights range including all time. - Yearly, with a 7-day free trial - Monthly - Lifetime, a one-time purchase that never renews Apple shows the exact price for your country before you confirm. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends, and you can manage or cancel any time in your Apple Account settings. Privacy Policy: https://grey-entree-512.notion.site/Checkbook-Privacy-3d74abc1b144800caa1ae2ca8024c6db Terms of Use: https://grey-entree-512.notion.site/Checkbook-Terms-3d74abc1b14480aa84a2cacf6aa08cb9 EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Checkbook at none against SpendGrid's shown. SpendGrid's advantage is update cadence (every 3 days vs every 2 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. SpendGrid sells 3 in-app purchases, starting at $1.99 per month and Checkbook sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
SpendGrid ships an update every 3 days, Checkbook every 2 weeks. The most recent releases landed on October 13, 2026 and October 11, 2026 respectively.
| Parameter | SpendGrid | Checkbook |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days โ better | Every 2 weeks |
| Ads | Yes | No โ better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 | 17.0 โ better |
| Further details โ not scored | ||
| Size | 19 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Janki Kachhiya | Haresh Lakhwani |
In-app purchases
SpendGrid
- SpendGrid Pro โ Monthly$1.991 Month
- SpendGrid Pro โ Annual7 Days trial$9.991 Year
- SpendGrid Pro โ Lifetime$24.99
Checkbook
- Checkbook Plus Monthly$2.991 Month
- Checkbook Plus Yearly7 Days trial$19.991 Year
- Checkbook Plus Lifetime$39.99









