subsLexa vs M Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
subsLexa
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Never Forget Another Subscription with SubsLexa SubsLexa is a simple, private, and powerful subscription tracker that helps you manage recurring payments, track bills, receive renewal reminders, and understand exactly where your money goes. Whether you're paying for streaming services, cloud storage, software, insurance, utilities, gym memberships, or other recurring expenses, SubsLexa keeps everything organized in one place. No account. No bank connection. Your data stays on your device. FEATURES • Track unlimited subscriptions and recurring bills • Support for weekly, monthly, quarterly, yearly, and custom billing cycles • View daily, weekly, monthly, and yearly spending • See upcoming renewals at a glance • Smart bill reminders before every renewal • Filter subscriptions by Active, Upcoming, Cancelled, or Expired • Search subscriptions instantly • Organize with categories, colors, and icons SMART BILL REMINDERS Never miss another payment. • Renewal reminders 1, 3, 7, or 14 days before billing • Get notified before recurring charges • Mark subscriptions as renewed or cancelled • Restore cancelled subscriptions anytime UNDERSTAND YOUR SPENDING Know exactly how much your subscriptions cost. • Spending charts by category • Monthly and yearly expense summaries • Find your most expensive subscriptions • Track savings after cancelling subscriptions • Set monthly spending budgets • Budget alerts to help control expenses PERSONALIZE YOUR EXPERIENCE Make SubsLexa your own. • 5 beautiful app themes • 5 elegant font styles • Light and Dark Mode • Modern, clean, and intuitive design SUPPORTS 28+ CURRENCIES Track subscriptions in your preferred currency, including: USD, EUR, GBP, MYR, SGD, AUD, CAD, JPY, INR, and many more. TRACK ANY RECURRING PAYMENT Perfect for: • Netflix • Spotify • Disney+ • YouTube Premium • Amazon Prime • ChatGPT • Microsoft 365 • Adobe Creative Cloud • Google One • iCloud+ • Dropbox • Apple Music • Gym memberships • Internet and mobile plans • Insurance • Utilities • Rent • Online courses • Cloud services • And any recurring subscription or bill PRIVACY FIRST Your privacy matters. • 100% offline data storage • No bank or credit card connection • No account or signup required • Export and back up your data anytime Take control of your subscriptions, avoid unexpected charges, and never miss another renewal with SubsLexa.
M Budget
This app helps you manage your finances with simple expense tracking, clear charts, and budget alerts. It prioritizes privacy with 100% on-device storage and no data collection. Track accounts, assets, and liabilities to gain better financial control.
- Fast expense and income logging
- Calendar view for daily spending
- Powerful statistical charts
- Net worth tracking
- Budget setting and alerts
- Multi-account management
- On-device data storage
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M Budget — Expense Tracker & Budget Take control of your money without the monthly fee. M Budget is a beautiful, private personal finance app that makes tracking your spending effortless — pay once, use forever. No subscription. No ads. No account required. Your data stays on your device. WHY M BUDGET • One-time purchase — no recurring subscription, ever • Private by design — runs on-device, no sign-up, no tracking • Genuinely simple, genuinely powerful TRACK EVERYTHING, EFFORTLESSLY • Log expenses, income, and transfers in seconds • Organize with rich categories and subcategories • Multiple accounts: cash, bank, credit cards, loans, and savings • Beautiful charts — see where your money goes by day, month, quarter, or year • Calendar view, net-worth trends, and savings-rate analysis SMART BUDGETS • Monthly and yearly budgets with overspending alerts • Budget history and forecasts so you always know what's left MULTI-CURRENCY, BUILT IN • Track any currency with live exchange rates • Perfect for travel, expats, and global spending WIDGETS & LOCK SCREEN • Home Screen and Lock Screen widgets • Add a transaction straight from your widget SECURE • Lock the app with Face ID / Touch ID AI THAT RESPECTS YOUR PRIVACY (on supported devices) • Just say it — log a transaction with your voice • Snap a receipt and let M Budget fill in the details • Get a friendly monthly spending review and smart insights • Powered by on-device intelligence — nothing leaves your iPhone INVESTMENTS • Track holdings across US, Hong Kong, and A-share markets, ETFs, funds, and crypto • Live quotes and automatic recurring investing (DCA) M BUDGET PRO (one-time purchase) Unlock everything with a single purchase: • iCloud sync across all your devices • Multiple users and shared household ledgers • Export & import (CSV, JSON, PDF, Excel) + iCloud backup • Premium themes • Recurring transactions & automatic credit-card / loan repayment • Investment accounts with live market data • On-device AI logging Also free: loan and deposit calculators, bill reminders, and one-tap logging from payment screenshots via Shortcuts. Your finances are personal. M Budget keeps them that way.
Screenshots
Verdict
The clearest difference is in-app purchases: subsLexa at none against M Budget's 1. subsLexa also leads on update cadence (every 6 days vs fortnightly). M Budget's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. M Budget sells 1 one-off in-app purchase. subsLexa asks for nothing beyond the download.
subsLexa ships an update every 6 days, M Budget fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | subsLexa | M Budget |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 6 days — better | Fortnightly |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.4 — better | 17.2 |
| Further details — not scored | ||
| Size | 65 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Rostam Sadiqi | 海燕 赵 |
In-app purchases
subsLexa
No in-app purchases
M Budget
- M Budget Pro$4.99









