Comparison

Payment Tracker vs Daily Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payment Tracker

Features
Read full description

A payment tracker that respects your money and your privacy. If you have ever lost track of a forgotten subscription, missed a credit card due date, or wondered how much your monthly bills really add up to, PayLog is built for you. It is the calm alternative to wallet apps, budget spreadsheets and aggressive personal finance dashboards. Every recurring charge, loan installment and one-time payment lives in one place, with no account, no cloud upload, no spreadsheet copy-paste and no third-party server in the loop. The philosophy is simple: a bill tracker should help you see what is coming, not turn your spending into a data product. It is built for adults who want a subscription manager and bill reminder that fits invisibly into their week — students, freelancers, parents juggling household expenses, expats with cards in two currencies. Every feature described below is unlocked only with an auto-renewable subscription purchased inside the app. New users receive a 3 day free trial; you may cancel anytime during the trial to avoid being charged. Open the app and the Pay-To-Do list shows exactly what is due today, this week and overdue, sorted by card or account. Bills, subscriptions and installment tracker entries sit side by side, so the streaming service, the rent, the loan tracker for your car and the recurring payments for your gym are all in one calm view. Each item carries a due date, amount, account, category and remaining months on a loan, with smart reminders firing the right number of days before each charge. The calendar view spans the year, charts break down monthly bills by category, and Home Screen and Lock Screen widgets keep your next payment glanceable from the wrist or the bedside. Multi-currency support with automatic conversion handles travel, foreign cards and expat life, while a quick-add flow logs a payment in seconds. The expense tracker side of PayLog totals outflow by account, by category, by month and by year, surfacing patterns like the subscription tracker bills you forgot or the seasonal spikes you keep missing. You can pause a subscription manager entry while you cancel it, mark an installment paid early, and roll one-time payments into trend charts without losing recurring averages. A budget app feel comes from per-category caps and gentle warnings as you approach the limit, never alarms or shaming. The app ships in 39 languages with full accessibility, VoiceOver and Dynamic Type. Your payment log stays on this device — no account, no cloud upload, no analytics, no third-party server reading your finances. Everything works offline, including reminders, the calendar view, the widgets and the charts. It is designed for people who want a payments app that feels like a notebook on their nightstand, not another finance dashboard demanding their attention. Unlock with Pro: • Unlimited payments beyond the free 5 active items • All widgets, themes and premium app icons • Advanced analytics, budgets and year-over-year trends • PDF and CSV export for taxes or your accountant • Custom categories per card or account Subscription Pricing & Terms Features require a subscription. Pricing and terms available in-app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Manage or cancel your subscription and free-trial conversion in Settings > Apple ID after purchase. Any unused portion of the free-trial period will be forfeited when you purchase a subscription.

About

Daily Expense Tracker

Features
Read full description

Daily Expense Tracker is a simple way to see where your money actually goes. Add an expense in seconds, sort it into a category, and watch your daily and monthly picture build itself. No bank login, no sign-up, no data leaving your phone. TRACK EVERY DAY • Add expenses, income, and transfers between accounts • Cash and card accounts, plus any account you create • Categories and subcategories for every transaction • Notes, dates, and a full searchable history • Balance, income, and expense totals at a glance PLAN AHEAD • Monthly budgets by category with spending limits • Savings goals: name it, set the target, watch it get closer • Bill reminders so a payment never catches you off guard • Repeating payments for rent, loans, and subscriptions UNDERSTAND YOUR MONEY • Reports by month or any custom period • Category breakdown of where spending really happens • Export to CSV, PDF report, or a full JSON backup PRIVATE BY DESIGN Your finances stay on your device. No account required, no bank connection, no tracking. Lock the app with a password for extra peace of mind. MADE TO FIT YOU • Any currency you like • Light, dark, or system theme • Week starts Monday or Sunday, your call • Custom categories for the way you actually spend Daily tracking stays free. Go Pro to unlock reports, budgets, goals, reminders, custom categories, and exports. Terms of Use: https://pantageya.github.io/PavelGedko-Legal/terms/ Privacy Policy: https://pantageya.github.io/PavelGedko-Legal/privacy/

Screenshots

Payment Tracker4 screens
Daily Expense Tracker4 screens

Verdict

The call

Payment Tracker and Daily Expense Tracker are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Payment Tracker sells 2 in-app purchases, starting at $2.99 per 7 days and Daily Expense Tracker sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Payment Tracker ships an update every 5 days, Daily Expense Tracker every 4 days. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.

ScorecardNo meaningful differences
Payment Tracker versus Daily Expense Tracker: the parameters behind the verdict, then further details
ParameterPayment TrackerDaily Expense Tracker
PriceFreeFree
Update frequencyEvery 5 daysEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size17 MB22 MB
Age rating4+4+
DeveloperBahattin DuranPavel Hedzko

In-app purchases

2 purchases

Payment Tracker

Subscriptions2
  • PayLog Premium — Weekly3 Days trial$2.997 Days
  • PayLog Premium — Monthly3 Days trial$6.991 Month
3 purchases

Daily Expense Tracker

Subscriptions3
  • Premium Access7 Days trial$1.997 Days
  • Premium Access$5.991 Month
  • Premium Access$24.991 Year

Questions

Is Payment Tracker free?
Payment Tracker is free to download, with in-app purchases available.
Is Daily Expense Tracker free?
Daily Expense Tracker is free to download, with in-app purchases available.
Do Payment Tracker or Daily Expense Tracker have ads?
Neither Payment Tracker nor Daily Expense Tracker shows ads.
Which is updated more often, Payment Tracker or Daily Expense Tracker?
Payment Tracker ships an update every 5 days, and Daily Expense Tracker every 4 days. Most recently, Payment Tracker was updated on October 7, 2026 and Daily Expense Tracker on October 10, 2026.

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