好记星 vs Riyu

Haojixing is an AI-powered expense tracker for individuals and families. Record a purchase with a sentence, voice note, screenshot, or statement file, then turn scattered transactions into a clear ledger. Key features - AI expense entry: Turn voice notes, payment screenshots, and text into editable, reviewable drafts. Confirm each draft before it is added to your ledger. - Statement import: Organize image, PDF, CSV, XLSX, and text files, including WeChat and Alipay statements, with less manual entry. - Spending analysis: Review income and expenses by date, category, payment method, merchant, and period. Use calendars, charts, and period dashboards to understand spending patterns. - Shared ledgers: Use iCloud to record expenses with family or a partner. - Asset tracking: Keep details about belongings and assets in one place and review changes over time. - Flexible entry: Add transactions manually, use Shortcuts, filter details, and clean up duplicate records. Privacy and optional AI Your ledger is stored on your device by default, with optional iCloud backup. AI is optional and, after you agree to the data-use notice, processes only the text needed to create a reviewable draft. Original screenshots and audio recordings are not uploaded directly. AI parsing credits are available through In-App Purchase. No external API key is required. Haojixing does not provide payments, transfers, loans, investing, or custody of funds. It is for organizing personal finances and reviewing spending.

Riyu is a simple daily budget app built around one question: How much can I spend today? Set your income, fixed expenses, and savings plan. Riyu turns the available amount into a daily budget. Unused money rolls forward, while overspending is reflected in the days ahead—so your budget adapts to real life. KEY FEATURES • Daily budget: See what you can safely spend today • Quick expense entry: Record amount, category, note, and time • Rolling balance: Carry unused budget or overspending into future days • Monthly overview: Understand spending trends and budget progress • Home Screen widget: Check today's balance without opening the app • Shortcuts: Record expenses faster • iCloud sync: Keep data in sync across your Apple devices • Shared budgets: Invite up to 5 people to manage one budget together PRIVACY FIRST Your data stays on your device and in your private iCloud database. Shared budgets use Apple CloudKit sharing. Riyu is free to download. You can explicitly start a one-month, device-local trial of core write features. The trial does not renew or charge automatically. A separate one-time in-app purchase permanently unlocks core write features. Shared-budget collaboration for the owner is an auto-renewing monthly subscription, manageable or cancellable in Apple Account subscription settings. Privacy Policy: https://riyu.tandio.cn/privacy Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/