Money Saving Tracker vs Payday Buckets
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Saving Tracker
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Money Saving Tracker Reach your financial goals one step at a time. Money Saving Tracker helps you stay motivated, build better saving habits, and keep your financial goals organized in one simple place. Whether you're saving for a vacation, emergency fund, new gadget, car, home, or any personal goal, you can easily track your progress and watch your savings grow. Designed for simplicity and motivation, Money Saving Tracker makes it easy to stay focused on what you're saving for and celebrate every milestone along the way. Create and Track Savings Goals Turn big goals into manageable steps. Create personalized savings goals Set target amounts Add deposits and withdrawals Monitor progress in real time Update goals whenever your plans change Track completed and active goals Visual Progress That Keeps You Motivated Watching your progress grow can help you stay committed. Beautiful progress indicators Goal completion percentages Visual milestones Easy-to-read dashboards Quick overview of all goals Build Better Saving Habits Small, consistent contributions can lead to meaningful results. Emergency funds Vacations and travel New phones, laptops, and gadgets Cars and transportation Education and courses Home projects Special events and celebrations Long-term financial goals Simple and Easy to Use No complicated budgeting tools. No unnecessary features. Clean and intuitive interface Fast goal setup Easy transaction tracking Designed for everyday use Focused on saving, not complexity Free Features Create up to 3 savings goals Track deposits and withdrawals Visual progress tracking Goal completion percentages Goal management and editing Savings history for each goal Light and dark mode support Basic savings statistics Premium Features Unlimited savings goals Advanced savings analytics Detailed progress insights Monthly and yearly savings trends Savings challenge templates Custom goal categories Premium customization options Data backup and sync Export savings data Ad-free experience Privacy First Your financial goals are personal. Money Saving Tracker is designed with privacy and simplicity in mind. Create goals, track progress, and stay focused on your savings journey without unnecessary complexity. Premium Subscription Premium features are available through an optional auto-renewing subscription. Payment will be charged to your account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. You can manage and cancel your subscription at any time through your account settings. Start Saving Today Whether you're building an emergency fund, planning your next vacation, or working toward a major life goal, Money Saving Tracker helps you stay motivated and make steady progress. Download Money Saving Tracker today and take control of your savings journey. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Payday Buckets
This app helps you manage your finances by calculating exactly how much to set aside from each paycheck for bills, savings, and irregular expenses. It simplifies budgeting by focusing on 'buckets' rather than detailed transaction tracking, ensuring you know your financial plan each payday.
- Paycheck-based financial planning
- Bucket and sinking fund management
- Customizable pay schedules
- Bill and savings goal tracking
- Local data storage
- iCloud sync for iPhone and iPad
- CSV export and JSON backup
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Tired of spreadsheets, sticky notes and paycheck guesswork? Payday Buckets answers one simple question: “What do I move this payday?” Set up the bills, savings goals and irregular expenses you want to plan for. Tell Payday Buckets when you get paid, and it calculates what to set aside in each bucket every payday. Use it for sinking funds, envelope budgeting, sub-savings accounts, bill planning, subscriptions, yearly expenses, savings goals and everyday categories. WHY PAYDAY BUCKETS • Plan around your real pay cycle — weekly, biweekly, monthly, twice monthly, or a custom interval. • Built for buckets and sinking funds, not endless transaction tracking. • Know what to move each payday before the money disappears. • No bank login required. • Your data is stored locally on your device. • iCloud sync keeps your iPhone and iPad up to date using your private iCloud account. • Designed for people who already use separate accounts, buckets or savings spaces and want a simple way to manage them. HOW IT WORKS 1. Create the buckets that matter — bills, savings goals, subscriptions, irregular expenses and everyday categories. 2. Choose how each bucket should be funded — by due date, fixed amount, top-up to target, or manual. 3. On payday, run your payday plan. 4. Payday Buckets shows exactly what to move into each bucket. 5. Mark bills as paid and keep your bucket balances up to date. FEATURES • Guided Simple Mode for quick bucket setup • Advanced editor for detailed bucket planning • Weekly, biweekly, monthly, twice-monthly and custom pay schedules • Smart payday plans for bills, savings goals, subscriptions and irregular expenses • Scheduled transactions for recurring bills, income and transfers • Upcoming bills view with overdue, 7-day, 30-day and later sections • Insights for bucket forecasts, monthly outlook and budget balancing • Payday plan history • Local reminders for payday, bills, transfers and underfunded buckets • Rename, recolor and organize categories • iCloud sync across iPhone and iPad • Light, Dark and System themes • Dynamic Type and VoiceOver support • CSV export and JSON backup PREMIUM Payday Buckets is free to try with up to 5 active buckets. Upgrade to Premium for: • Unlimited active buckets • Unlimited scheduled transactions PRIVACY Payday Buckets does not require bank access. Your budgeting data is stored locally on your device. If you turn on iCloud sync, your data syncs through your private iCloud account, not through a Payday Buckets budgeting server. SUPPORT Questions or feedback? Get in touch from Settings → About inside the app. Stop guessing what to set aside. Start every payday with a clear plan. What’s New 1.0 First release of Payday Buckets! Plan each payday around your bills, savings goals, subscriptions and sinking funds. • Create buckets for the things you need to fund • Set your pay schedule • Run a payday plan to see what to move into each bucket • Track scheduled bills and recurring transactions • View upcoming bills and bucket forecasts • Sync across iPhone and iPad with iCloud sync • Export your data with CSV and JSON backup Thanks for trying Payday Buckets — your feedback will help shape what comes next.
Screenshots
Verdict
The clearest difference is ads: Payday Buckets at none against Money Saving Tracker's shown. Money Saving Tracker's advantage is iOS requirement (15.0 vs 18.6). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Saving Tracker sells 2 in-app purchases, starting at $9.99 per month and Payday Buckets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | Money Saving Tracker | Payday Buckets |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | — | Fortnightly |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 73 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Erdem Kara | Nathan Booth |
In-app purchases
Money Saving Tracker
- Premium - Monthly Subscription$9.991 Month
- Premium - Yearly Subscription$19.991 Year
Payday Buckets
- Payday Buckets Pro$12.99









