Budget Planner vs Gravity
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Budget Planner
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See exactly where your money goes. Log every expense, set budgets that actually stick, and watch your net worth grow ā all on your device, with no account and no cloud sign-up. Most money apps want to link your bank and keep your data on a server. This one doesn't. You add transactions yourself in seconds, everything stays on your phone, and you still get the full picture ā budgets, net worth, savings goals, and shared costs ā without handing your finances to anyone. WHAT YOU GET - Every transaction sorted: log income, expenses, and transfers with category, account, receipt photo, and notes - Budgets that hold: category limits with custom periods, over-spend alerts, and rollover - Your real net worth: track assets and debts over time so you know your true number - Charts that make sense: spending trends, category breakdowns, and a busy-day heatmap - Goals you can feel: savings targets with progress rings that fill as you save - Shared costs handled: split trips and group expenses, then settle up with the fewest payments PERFECT FOR - Anyone tired of wondering where their paycheck went - Couples and roommates splitting rent, trips, and groceries - Freelancers tracking income, expenses, and tax set-asides - Savers working toward a fund, a trip, or paying down debt WHY NOT JUST USE A SPREADSHEET? A spreadsheet can't scan a receipt, remind you before a bill is due, or draw your net worth as a chart. This does all of it in a few taps ā and never asks you to link a bank. PRIVACY Everything stays on your device. No account, no cloud sync, no ads, and no tracking. Lock the app with Face ID or Touch ID, and export your data to CSV or PDF whenever you want. FULL ACCESS Unlock everything ā unlimited budgets, net worth tracking, savings goals, group expenses, receipt scanning, bill reminders, and CSV/PDF export ā with a weekly or yearly plan, or a one-time lifetime purchase. Take control of your money today ā add your first transaction in under a minute. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com
Gravity
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Know what's safe to spend ā every single day. Gravity does the math you never do: your income, minus what you've spent, minus the bills that haven't hit yet ā divided by the days left. One number, every morning. A progress bar shows today's burn. That's it. No spreadsheet, no guilt. CAPTURE IN SECONDS ⢠Keypad-first quick add ā amount, merchant, done ⢠Merchant autocomplete that learns from you ⢠Rules that auto-categorise ("swiggy" ā Food, forever) ⢠Import bank-statement CSVs ā even messy ones with buried headers ⢠Attach receipts to any expense ⢠Log by voice with Siri, or straight from the widget EVERY RUPEE HAS A PLACE ⢠Accounts ā banks, credit cards (with limit meters), cash, wallets ⢠Transfers between accounts that never pollute your spending ⢠Net worth: what you own minus what you owe ⢠Split any bill across categories ā or mark a friend's share PEOPLE ā the udhaar book your memory deserves "Rohit owes me ā¹2,000." Track money lent and borrowed, settle up with one tap, see your net position. Split a dinner and the friend's share lands here automatically. BILLS & EMIs THAT MANAGE THEMSELVES ⢠Auto-detects subscriptions and EMIs from your history ⢠Add EMIs with an end date ā "14 instalments left, ends Mar 2027" ⢠Reminders before every due date, naming the account to keep funded ⢠Price-hike alerts when a subscription quietly gets costlier ⢠Flag-to-cancel and see exactly what you'd save UNDERSTAND YOUR MONEY ⢠Monthly report: what moved vs last month, biggest expense, spending calendar ⢠Category breakdowns, top merchants, trend charts ⢠No-spend streaks on a heatmap ā build the habit ⢠A 5-pillar financial health score ⢠Budgets that warn at 85%, goals with round-up auto-savings WIDGETS EVERYWHERE Home screen and lock screen ā this week's spend, today's total, safe-per-day, and one-tap quick add. PRIVATE BY ARCHITECTURE No account. No cloud. No analytics. Your financial life lives in your phone's encrypted storage and nowhere else. Back up to a file you control; restore anywhere. Face ID lock built in. Trips & tags for travel budgets. Multi-currency with live rates. Light and pure-black dark themes. Made with obsession by BlackSpace AI. Your money, in orbit.
Screenshots
Verdict
The clearest difference is in-app purchases: Gravity at none against Budget Planner's 3. Gravity also leads on update cadence (every 2 weeks vs monthly) and iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Budget Planner sells 3 in-app purchases, starting at $4.99 per 7 days. Gravity asks for nothing beyond the download.
Budget Planner ships an update monthly, Gravity every 2 weeks. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.
| Parameter | Budget Planner | Gravity |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 2 weeks ā better |
| Ads | No | No |
| In-app purchases | Yes | No ā better |
| Devices | iPhone | iPhone, iPod ā better |
| Requires iOS | 18.0 | 15.1 ā better |
| Further details ā not scored | ||
| Size | 7 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Phuc Pham | Sumith T |
In-app purchases
Budget Planner
- Weekly Premium$4.997 Days
- Annual Premium$24.991 Year
- Lifetime Premium$49.99
Gravity
No in-app purchases
Questions
Is Budget Planner free?
Is Gravity free?
Do Budget Planner or Gravity have ads?
Which is updated more often, Budget Planner or Gravity?
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