REXO vs SpendPad

REXO is a personal finance app for tracking expenses, income, accounts, subscriptions, budgets, and savings goals. FAST TRANSACTION ENTRY Add expenses and income manually or use optional smart entry to turn a transaction description into a draft for your review before saving. RECEIPT SCANNER Choose or photograph a receipt and review the merchant, date, currency, amount, category, payment method, and summary before saving. SUBSCRIPTION TRACKING Track recurring payments, renewal dates, and monthly costs in one place. SPENDING INSIGHTS Review category totals, balance history, and optional spending-coach insights based on the financial records you choose to store in REXO. VOICE ENTRY Record a short transaction description and review the resulting draft before saving. MULTI-CURRENCY SUPPORT Track accounts and transactions in currencies including AED, USD, EUR, GBP, and SAR, with converted summaries when rates are available. AI PRIVACY AND CONSENT AI features are optional. OpenAI, LLC is the disclosed third-party AI processor. Before the first AI request, REXO shows an in-app permission screen that identifies OpenAI, explains exactly which selected receipt images, voice recordings, transaction details, or spending summaries may be sent, and requires explicit consent. No AI content is transmitted before permission. Consent can be declined or revoked at any time in Settings > AI & Privacy without disabling non-AI features. REXO does not collect or transmit banking credentials or financial-account authentication data to OpenAI. REXO PRO REXO Pro is available as an auto-renewable monthly or yearly subscription. The purchase screen displays the localized App Store price, duration, restore purchases, Privacy Policy, and Terms of Use before purchase. Privacy Policy: https://rexo.rezarexa.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ever wonder where your money actually goes? SpendPad makes it dead simple to find out. No bank connections, no complicated setup. Just open the app and start tracking. That's it. Log your expenses and income in seconds. See exactly how much you're spending, where it's going, and how much you have left. Whether it's rent, groceries, subscriptions, or that coffee you swore you'd stop buying. BUDGETS THAT ACTUALLY WORK Set a budget for any category. SpendPad shows you in real time how close you are to your limit. No surprises at the end of the month. You'll know exactly where you stand, every single day. MULTIPLE ACCOUNTS, ONE PLACE Checking, savings, cash, credit cards. Keep them all organized in one app. See your full picture without switching between banking apps. RECURRING PAYMENTS ON AUTOPILOT Rent. Netflix. Gym. Phone bill. Set them up once and SpendPad tracks them automatically. You'll never forget a payment again, and you'll always know what's coming up. AI CHAT THAT KNOWS YOUR SPENDING Ask questions about your money. "How much did I spend on food this month?" or "Am I on track with my budget?" Get instant answers based on your actual data. It's like having a financial buddy in your pocket. REMINDERS WHEN YOU NEED THEM Get notified before bills are due. Get alerts when you're close to your budget limit. Stay on top of things without having to think about it. STATS THAT TELL A STORY Beautiful charts and breakdowns that show your spending patterns over time. Daily, weekly, monthly. Compare periods and spot trends. Finally understand your habits. YOUR CATEGORIES, YOUR WAY The default categories not working for you? Create your own. Name them whatever you want, pick an icon, and organize your finances the way that makes sense to YOU. SHARE WITH YOUR PEOPLE Managing money with a partner or roommate? Share an account and track expenses together. Everyone stays in the loop. PRIVATE AND SECURE Lock the app with Face ID or fingerprint. Your financial data stays on your device. No bank connections means nothing sensitive to leak. NO ACCOUNT REQUIRED Start using SpendPad immediately. No sign-up, no email, no waiting. Just open and go. Create an account later only if you want to sync across devices. ATTACH RECEIPTS Snap a photo of your receipt and attach it to any transaction. Never lose track of what you bought or need for returns. EXPORT YOUR DATA Need your transactions in a spreadsheet? Export to CSV anytime and take your data wherever you need it. --- SpendPad is free to use. A premium subscription unlocks unlimited accounts, budgets, categories, recurring payments, data export, and unlimited AI chat. Premium is available as a monthly subscription, yearly subscription, or one-time lifetime purchase. Subscriptions are charged to your Apple ID account at confirmation of purchase and automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel anytime in your Apple ID account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/