CashEnvelope vs Budgetly

Digital envelopes, kitchen-table simple. CashEnvelope brings the classic cash-stuffing method to your iPhone — no bank link, no account, no analytics. Stuff your paycheck into envelopes for Rent, Groceries, Fun, and Savings, watch the liquid fill bars tick down as you spend, and stay in control of every dollar. WHAT YOU CAN DO: • Envelope Wall — every envelope on one screen with live liquid-fill cards (green on track, amber near limit, red over budget) • Add Transactions — log spending in two taps, see the wall update instantly • Pace Forecast — projects each envelope's end-of-month landing before you actually overspend • Roll-Over Behavior — choose roll, reset, or bank-to-savings at month end, per envelope or globally • Monthly Overview — pie chart of where your money went, plus trend lines • CSV Export — every envelope and every transaction in one shareable file • Auto-Allocate Paycheck — define a paycheck template once, tap "Receive Paycheck", and watch every envelope fill automatically by % or fixed amount • Daily Reminder — gentle local notification to log yesterday's spending • Local Currency — formats automatically to your device locale WHY CASHENVELOPE IS DIFFERENT: The big envelope-budgeting apps (YNAB, Goodbudget, EveryDollar, Mvelopes) all want $10–$18 a month, a login, and a bank connection through Plaid. Reddit and the App Store are full of "Plaid disconnected again" complaints and "lost my data when my subscription lapsed" reviews. CashEnvelope skips all of that. No email signup. No bank link. No cloud sync. Your envelopes live on your iPhone, in SwiftData, and nowhere else. If you cancel, your data stays. If you go offline, the app works. If you want privacy, you have it. CASHENVELOPE PREMIUM — $2.99/month (7-day free trial): • Roll-Over Behavior (roll, reset, or bank to savings) • Smart Forecast Alerts with tunable warning + critical thresholds • Monthly Overview pie chart + trends • One-CSV Export (envelopes + transactions) • Auto-Allocate Paycheck (one-tap distribute by % or $) • Ad-Free Free forever: unlimited envelopes, unlimited transactions, live fill bars, daily reminders. We don't gate the basics. PERFECT FOR: Couples and roommates splitting expenses, parents teaching the envelope method to teens, freelancers tracking variable income, anyone tired of bank-link apps breaking every other week, and the cash-stuffing community looking for a private digital companion. Privacy: CashEnvelope stores everything on your device. No account. No bank link. No personal data leaves your iPhone except the standard StoreKit purchase receipt and AdMob ad requests (free tier). See our Privacy Policy below for full disclosure. Auto-renews monthly. Cancel anytime in your Apple ID Subscriptions settings. Any unused portion of the free trial is forfeited when you purchase a subscription. --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tabishhassan5121472.github.io/privacy-policy.html

The budget you can actually keep: assign your money, log a spend in two taps, and glance at what's safe to spend — right on your Home Screen. No bank login, nothing to sync or break, and you can pay once instead of subscribing. Budgetly is envelope budgeting (digital cash stuffing) that stays 100% on your device. No account. No bank connection. Nothing for a server outage to lose. HOW IT WORKS - Give every dollar a job: assign your monthly money across envelopes. - Log spending in seconds — type it, say it with Siri, or scan a paper receipt on-device. - Glance at your Safe-to-Spend number on the Home Screen widget without opening the app. - Close the month, roll unspent money forward, and keep the streak going. WHAT'S INSIDE - Envelope budgeting with rollover, drag-to-reorder, and archiving - Safe-to-Spend widget for your Home Screen (free) and Lock Screen (Pro) - A weekly reset reminder and near-limit alerts, all scheduled on your device - Siri quick-add: "Add $12 to Coffee" — always with a confirm step - On-device receipt scanning: the total arrives as an editable guess, and images never leave your phone - Smart category suggestions — you confirm every one - Zero-based monthly planning with live "Left to assign" - 12-month trends, category breakdowns, and top-spend charts - CSV import from other budget apps, and CSV export any time — your data is yours PRIVATE BY ARCHITECTURE Your envelopes and transactions live on your device, covered by your normal iPhone backup. Budgetly has no server that sees your money. Nothing to breach, nothing to reconnect, nothing to break. FAIR PRICING Free forever: 3 envelopes, manual tracking, and the Home-Screen widget. Budgetly Pro unlocks unlimited envelopes, receipt scanning, CSV tools, and all widget styles — monthly, yearly, or a single one-time purchase. No pressure, cancel anytime. Terms of Use: https://budgetly.keenshift.ai/terms Privacy Policy: https://budgetly.keenshift.ai/privacy