CashEnvelope vs Expensely Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CashEnvelope
This app digitally replicates the cash envelope budgeting method, allowing you to allocate funds for various expenses. Track spending with visual fill bars and forecast your end-of-month financial status without linking bank accounts.
- Digital envelope system
- Live liquid-fill spending visualization
- Transaction logging in two taps
- End-of-month financial forecasting
- Customizable roll-over behavior
- Monthly spending overview with charts
- Automatic paycheck allocation
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Digital envelopes, kitchen-table simple. CashEnvelope brings the classic cash-stuffing method to your iPhone — no bank link, no account, no analytics. Stuff your paycheck into envelopes for Rent, Groceries, Fun, and Savings, watch the liquid fill bars tick down as you spend, and stay in control of every dollar. WHAT YOU CAN DO: • Envelope Wall — every envelope on one screen with live liquid-fill cards (green on track, amber near limit, red over budget) • Add Transactions — log spending in two taps, see the wall update instantly • Pace Forecast — projects each envelope's end-of-month landing before you actually overspend • Roll-Over Behavior — choose roll, reset, or bank-to-savings at month end, per envelope or globally • Monthly Overview — pie chart of where your money went, plus trend lines • CSV Export — every envelope and every transaction in one shareable file • Auto-Allocate Paycheck — define a paycheck template once, tap "Receive Paycheck", and watch every envelope fill automatically by % or fixed amount • Daily Reminder — gentle local notification to log yesterday's spending • Local Currency — formats automatically to your device locale WHY CASHENVELOPE IS DIFFERENT: The big envelope-budgeting apps (YNAB, Goodbudget, EveryDollar, Mvelopes) all want $10–$18 a month, a login, and a bank connection through Plaid. Reddit and the App Store are full of "Plaid disconnected again" complaints and "lost my data when my subscription lapsed" reviews. CashEnvelope skips all of that. No email signup. No bank link. No cloud sync. Your envelopes live on your iPhone, in SwiftData, and nowhere else. If you cancel, your data stays. If you go offline, the app works. If you want privacy, you have it. CASHENVELOPE PREMIUM — $2.99/month (7-day free trial): • Roll-Over Behavior (roll, reset, or bank to savings) • Smart Forecast Alerts with tunable warning + critical thresholds • Monthly Overview pie chart + trends • One-CSV Export (envelopes + transactions) • Auto-Allocate Paycheck (one-tap distribute by % or $) • Ad-Free Free forever: unlimited envelopes, unlimited transactions, live fill bars, daily reminders. We don't gate the basics. PERFECT FOR: Couples and roommates splitting expenses, parents teaching the envelope method to teens, freelancers tracking variable income, anyone tired of bank-link apps breaking every other week, and the cash-stuffing community looking for a private digital companion. Privacy: CashEnvelope stores everything on your device. No account. No bank link. No personal data leaves your iPhone except the standard StoreKit purchase receipt and AdMob ad requests (free tier). See our Privacy Policy below for full disclosure. Auto-renews monthly. Cancel anytime in your Apple ID Subscriptions settings. Any unused portion of the free trial is forfeited when you purchase a subscription. --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tabishhassan5121472.github.io/privacy-policy.html
Expensely Budget Tracker
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Expensely Budget Tracker helps you take control of your money — quickly log expenses, track your budget, and understand your spending habits, all in one clean, easy-to-use app. KEY FEATURES - Quick Add Expense — Log a new expense in seconds with title, amount, category, date, and notes. - Home Dashboard — See today's spending, this month's total, and your remaining budget at a glance. - Calendar View — Browse your expenses day by day and spot patterns in your spending over time. - Spending Reports — Visual breakdowns by category and by month so you always know where your money is going. - Custom Categories — Create and manage your own expense categories with custom icons and colors. - Multi-Currency Support — Track expenses in your preferred currency. - Monthly Budgeting — Set a monthly budget and track your progress with a clear visual indicator. - Export to CSV — Export your expense history anytime for your own records or spreadsheets. - Dark Mode — Easy on the eyes, day or night. Whether you're saving for a goal, trying to cut back on spending, or just want a clear picture of your finances, Expensely Budget Tracker makes it effortless to stay on top of your money — every single day. Download Expensely Budget Tracker today and start budgeting smarter.
Screenshots
Verdict
The clearest difference is in-app purchases: Expensely Budget Tracker at none against CashEnvelope's 1. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CashEnvelope sells 1 in-app purchase, starting at $2.99 per month. Expensely Budget Tracker asks for nothing beyond the download.
| Parameter | CashEnvelope | Expensely Budget Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 10 days | — |
| Ads | Yes | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 16 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Tabish Hassan | Mina Nashaat |
In-app purchases
CashEnvelope
- CashEnvelope Premium Monthly7 Days trial$2.991 Month
Expensely Budget Tracker
No in-app purchases
Questions
Is CashEnvelope free?
Is Expensely Budget Tracker free?
Do CashEnvelope or Expensely Budget Tracker have ads?
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