Comparison

CashEnvelope vs Tally

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CashEnvelope

This app digitally replicates the cash envelope budgeting method, allowing you to allocate funds for various expenses. Track spending with visual fill bars and forecast your end-of-month financial status without linking bank accounts.

Highlights
  • Digital envelope system
  • Live liquid-fill spending visualization
  • Transaction logging in two taps
  • End-of-month financial forecasting
  • Customizable roll-over behavior
  • Monthly spending overview with charts
  • Automatic paycheck allocation
Features
Read full description

Digital envelopes, kitchen-table simple. CashEnvelope brings the classic cash-stuffing method to your iPhone — no bank link, no account, no analytics. Stuff your paycheck into envelopes for Rent, Groceries, Fun, and Savings, watch the liquid fill bars tick down as you spend, and stay in control of every dollar. WHAT YOU CAN DO: • Envelope Wall — every envelope on one screen with live liquid-fill cards (green on track, amber near limit, red over budget) • Add Transactions — log spending in two taps, see the wall update instantly • Pace Forecast — projects each envelope's end-of-month landing before you actually overspend • Roll-Over Behavior — choose roll, reset, or bank-to-savings at month end, per envelope or globally • Monthly Overview — pie chart of where your money went, plus trend lines • CSV Export — every envelope and every transaction in one shareable file • Auto-Allocate Paycheck — define a paycheck template once, tap "Receive Paycheck", and watch every envelope fill automatically by % or fixed amount • Daily Reminder — gentle local notification to log yesterday's spending • Local Currency — formats automatically to your device locale WHY CASHENVELOPE IS DIFFERENT: The big envelope-budgeting apps (YNAB, Goodbudget, EveryDollar, Mvelopes) all want $10–$18 a month, a login, and a bank connection through Plaid. Reddit and the App Store are full of "Plaid disconnected again" complaints and "lost my data when my subscription lapsed" reviews. CashEnvelope skips all of that. No email signup. No bank link. No cloud sync. Your envelopes live on your iPhone, in SwiftData, and nowhere else. If you cancel, your data stays. If you go offline, the app works. If you want privacy, you have it. CASHENVELOPE PREMIUM — $2.99/month (7-day free trial): • Roll-Over Behavior (roll, reset, or bank to savings) • Smart Forecast Alerts with tunable warning + critical thresholds • Monthly Overview pie chart + trends • One-CSV Export (envelopes + transactions) • Auto-Allocate Paycheck (one-tap distribute by % or $) • Ad-Free Free forever: unlimited envelopes, unlimited transactions, live fill bars, daily reminders. We don't gate the basics. PERFECT FOR: Couples and roommates splitting expenses, parents teaching the envelope method to teens, freelancers tracking variable income, anyone tired of bank-link apps breaking every other week, and the cash-stuffing community looking for a private digital companion. Privacy: CashEnvelope stores everything on your device. No account. No bank link. No personal data leaves your iPhone except the standard StoreKit purchase receipt and AdMob ad requests (free tier). See our Privacy Policy below for full disclosure. Auto-renews monthly. Cancel anytime in your Apple ID Subscriptions settings. Any unused portion of the free trial is forfeited when you purchase a subscription. --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tabishhassan5121472.github.io/privacy-policy.html

About

Tally

Read full description

Tally helps you track subscriptions, bills, and recurring payments in one simple place. Whether it's streaming services, app subscriptions, utilities, or memberships, Tally makes it easy to stay on top of what you're paying for and when payments are due. With Tally, you can: • Track subscriptions and recurring bills • View upcoming payment dates • Organize services by category • Monitor recurring expenses in a clean, simple interface • Stay aware of your spending habits over time Tally is designed to help you feel more in control of your recurring expenses without the clutter of traditional budgeting apps. Download Tally and keep your subscriptions organized.

Screenshots

CashEnvelope4 screens
Tally4 screens

Verdict

The call

The clearest difference is ads: Tally at none against CashEnvelope's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CashEnvelope sells 1 in-app purchase, starting at $2.99 per month and Tally sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
CashEnvelope versus Tally: the parameters behind the verdict, then further details
ParameterCashEnvelopeTally
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 10 days—
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size16 MB3 MB
Age rating4+4+
DeveloperTabish Hassan文龙 吴

In-app purchases

1 purchases

CashEnvelope

Subscriptions1
  • CashEnvelope Premium Monthly7 Days trial$2.991 Month
1 purchases

Tally

One-time1
  • Tally Lifetime$4.99

Questions

Is CashEnvelope free?
CashEnvelope is free to download, with in-app purchases available.
Is Tally free?
Tally is free to download, with in-app purchases available.
Do CashEnvelope or Tally have ads?
CashEnvelope shows ads; Tally does not.

Other comparisons