CashEnvelope vs Tuckfly

Digital envelopes, kitchen-table simple. CashEnvelope brings the classic cash-stuffing method to your iPhone — no bank link, no account, no analytics. Stuff your paycheck into envelopes for Rent, Groceries, Fun, and Savings, watch the liquid fill bars tick down as you spend, and stay in control of every dollar. WHAT YOU CAN DO: • Envelope Wall — every envelope on one screen with live liquid-fill cards (green on track, amber near limit, red over budget) • Add Transactions — log spending in two taps, see the wall update instantly • Pace Forecast — projects each envelope's end-of-month landing before you actually overspend • Roll-Over Behavior — choose roll, reset, or bank-to-savings at month end, per envelope or globally • Monthly Overview — pie chart of where your money went, plus trend lines • CSV Export — every envelope and every transaction in one shareable file • Auto-Allocate Paycheck — define a paycheck template once, tap "Receive Paycheck", and watch every envelope fill automatically by % or fixed amount • Daily Reminder — gentle local notification to log yesterday's spending • Local Currency — formats automatically to your device locale WHY CASHENVELOPE IS DIFFERENT: The big envelope-budgeting apps (YNAB, Goodbudget, EveryDollar, Mvelopes) all want $10–$18 a month, a login, and a bank connection through Plaid. Reddit and the App Store are full of "Plaid disconnected again" complaints and "lost my data when my subscription lapsed" reviews. CashEnvelope skips all of that. No email signup. No bank link. No cloud sync. Your envelopes live on your iPhone, in SwiftData, and nowhere else. If you cancel, your data stays. If you go offline, the app works. If you want privacy, you have it. CASHENVELOPE PREMIUM — $2.99/month (7-day free trial): • Roll-Over Behavior (roll, reset, or bank to savings) • Smart Forecast Alerts with tunable warning + critical thresholds • Monthly Overview pie chart + trends • One-CSV Export (envelopes + transactions) • Auto-Allocate Paycheck (one-tap distribute by % or $) • Ad-Free Free forever: unlimited envelopes, unlimited transactions, live fill bars, daily reminders. We don't gate the basics. PERFECT FOR: Couples and roommates splitting expenses, parents teaching the envelope method to teens, freelancers tracking variable income, anyone tired of bank-link apps breaking every other week, and the cash-stuffing community looking for a private digital companion. Privacy: CashEnvelope stores everything on your device. No account. No bank link. No personal data leaves your iPhone except the standard StoreKit purchase receipt and AdMob ad requests (free tier). See our Privacy Policy below for full disclosure. Auto-renews monthly. Cancel anytime in your Apple ID Subscriptions settings. Any unused portion of the free trial is forfeited when you purchase a subscription. --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tabishhassan5121472.github.io/privacy-policy.html

A budget planner that shows what's safe to spend. Plan every payday, track bills, subscriptions and pay-later plans, grow savings goals, and score your whole money set-up. Tuckfly turns payday into a plan. Give every dollar a job across simple envelopes, then watch one calm number - what's actually safe to spend - right up to your next pay. PLAN EVERY PAYDAY - Set your pay cycle and see what's left to spend, today and until payday - Give income a job the moment it lands - envelopes are the method, clarity is the point BILLS, SUBSCRIPTIONS & PAY-LATER - Track bills and see exactly what's spoken for before your next pay - A bills calendar so nothing lands by surprise - A dedicated Subscriptions view - see what they cost each month and cancel the ones you've outgrown, with a running tally of what you've saved - Buy-now-pay-later plans tracked right through to the final payment SAVINGS GOALS & PROJECTS - Build sinking funds and savings goals that only ever grow - Group bigger plans into Projects SEE IT AT A GLANCE - Home and Lock Screen widgets: left to spend, days to payday, and what's spoken for - Check in without opening the app IMPORT & REVIEW - Import a bank CSV and sort transactions into envelopes - Tuckfly spots your recurring bills - Reports show where your money really goes (Pro) - The Budget Health Check scores your whole set-up with simple, friendly tips (Pro) TUCKFLY PRO - Unlimited envelopes, Reports, and the Budget Health Check - Everyday budgeting stays free - the ritual is never paywalled PRIVATE BY DESIGN - No bank login. No account. No sign-up. - Everything stays on your device - your money never leaves your phone That's the real reason to choose Tuckfly: a full budget planner that works entirely offline, with no bank connection, ever.