CashEnvelope vs Cascade

Digital envelopes, kitchen-table simple. CashEnvelope brings the classic cash-stuffing method to your iPhone — no bank link, no account, no analytics. Stuff your paycheck into envelopes for Rent, Groceries, Fun, and Savings, watch the liquid fill bars tick down as you spend, and stay in control of every dollar. WHAT YOU CAN DO: • Envelope Wall — every envelope on one screen with live liquid-fill cards (green on track, amber near limit, red over budget) • Add Transactions — log spending in two taps, see the wall update instantly • Pace Forecast — projects each envelope's end-of-month landing before you actually overspend • Roll-Over Behavior — choose roll, reset, or bank-to-savings at month end, per envelope or globally • Monthly Overview — pie chart of where your money went, plus trend lines • CSV Export — every envelope and every transaction in one shareable file • Auto-Allocate Paycheck — define a paycheck template once, tap "Receive Paycheck", and watch every envelope fill automatically by % or fixed amount • Daily Reminder — gentle local notification to log yesterday's spending • Local Currency — formats automatically to your device locale WHY CASHENVELOPE IS DIFFERENT: The big envelope-budgeting apps (YNAB, Goodbudget, EveryDollar, Mvelopes) all want $10–$18 a month, a login, and a bank connection through Plaid. Reddit and the App Store are full of "Plaid disconnected again" complaints and "lost my data when my subscription lapsed" reviews. CashEnvelope skips all of that. No email signup. No bank link. No cloud sync. Your envelopes live on your iPhone, in SwiftData, and nowhere else. If you cancel, your data stays. If you go offline, the app works. If you want privacy, you have it. CASHENVELOPE PREMIUM — $2.99/month: • Roll-Over Behavior (roll, reset, or bank to savings) • Smart Forecast Alerts with tunable warning + critical thresholds • Monthly Overview pie chart + trends • One-CSV Export (envelopes + transactions) • Auto-Allocate Paycheck (one-tap distribute by % or $) • Ad-Free Free forever: unlimited envelopes, unlimited transactions, live fill bars, daily reminders. We don't gate the basics. PERFECT FOR: Couples and roommates splitting expenses, parents teaching the envelope method to teens, freelancers tracking variable income, anyone tired of bank-link apps breaking every other week, and the cash-stuffing community looking for a private digital companion. Privacy: CashEnvelope stores everything on your device. No account. No bank link. No personal data leaves your iPhone except the standard StoreKit purchase receipt and InMobi ad requests (free tier). See our Privacy Policy below for full disclosure. Auto-renews monthly. Cancel anytime in your Apple ID Subscriptions settings. --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tabishapps.com/privacy-policy.html

Give every payment a job. Cascade turns a payment into a clear, ordered allocation plan before you spend it. Build rules once, enter newly received income, and see exactly what to set aside, move, or keep. HOW IT WORKS • Build a flow with percentages, fixed amounts, target balances, percentages of what remains, and an “everything left” rule. • Enter a payment and review the exact allocation. • Create a private transfer checklist. • Mark each manual transfer complete and keep a local history. BUILT FOR REAL INCOME Create separate rule sets for salary, freelance work, projects, or any other income. A live simulator shows how your rules behave before you use them. PRIVATE BY DESIGN Cascade does not connect to banks, import transactions, or create an account. Financial amounts, balances, labels, rules, notes, presets, plans, and backups stay on your device. Optional app lock and the app-switcher privacy cover help keep them private. CASCADE PRO — ONE-TIME PURCHASE The free version includes one income rule set, three saved plans, all calculations, reminders, privacy controls, and JSON export. Cascade Pro unlocks unlimited rule sets and saved plans, reusable payment presets, and validated backup restoration. No subscription. Cascade is a manual planning tool. It does not move money, verify transfers, calculate taxes, or provide financial, tax, or investment advice.