Lendubi vs Payfin

Lendubi is the professional way to manage personal loan agreements between people who trust each other. Whether you lend money to a friend or borrow from a family member, Lendubi keeps everything documented, transparent, and agreed upon by both sides. What Lendubi does: • Create loan agreements that both parties accept or decline • Set flexible terms, interest, repayment schedule, due dates, and notes • Log payments that both sides confirm, so there's never a dispute • Track what you've lent, what you've borrowed, and what's still outstanding • Get reminders for upcoming and overdue payments • Message your connections directly in the app • Full audit trail. Every action is permanently logged What Lendubi is NOT: Lendubi is not a bank, lender, or financial institution. We don't hold or move money. We're purely a record-keeping platform for people who are already lending to each other. Free to use. No hidden fees.

Payfin turns a pile of debts into one clear picture: a single remaining balance, a projected debt-free date, and a plan to follow. Add what you owe, log each payment, and watch your total move as the payoff ring fills. Choose the method that fits you — avalanche (highest APR first) or snowball (smallest balance first) — and see how your projected debt-free date and interest change. FREE • Track one debt with the signature payoff ring and balance • Log payments and follow your progress • Pure-black dark and clean light themes PRO • Track unlimited debts • Avalanche & snowball planners with month-by-month projections • Projected debt-free date and monthly interest breakdown • Payment reminders and milestone moments • Home-screen widgets for your balance, next payment, and trajectory • Exclusive themes, accent colors, and app icons • Run "what-if" scenarios with extra payments and rate changes Payfin is a personal record-keeping and planning tool. Projections are estimates based on the numbers you enter — not financial advice. SUBSCRIPTION Payfin Pro is $4.99/week with a 3-day free trial, or $29.99/year. Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at least 24 hours before the end of the period; manage or cancel anytime in App Store settings. Privacy Policy: https://hs0929.github.io/payfin/privacy/ Terms of Use: https://hs0929.github.io/payfin/terms/