Lendubi vs RAIS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lendubi
This app provides a professional platform to manage personal loan agreements between individuals. It allows users to create, document, and track loan terms, payments, and outstanding balances, ensuring transparency and preventing disputes. It also offers reminders and in-app messaging for easy communication.
- Create and accept loan agreements
- Set flexible loan terms and repayment schedules
- Log and confirm payments
- Track lent and borrowed amounts
- Receive payment reminders
- In-app messaging
- Full audit trail
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Lendubi is the professional way to manage personal loan agreements between people who trust each other. Whether you lend money to a friend or borrow from a family member, Lendubi keeps everything documented, transparent, and agreed upon by both sides. What Lendubi does: • Create loan agreements that both parties accept or decline • Set flexible terms, interest, repayment schedule, due dates, and notes • Log payments that both sides confirm, so there's never a dispute • Track what you've lent, what you've borrowed, and what's still outstanding • Get reminders for upcoming and overdue payments • Message your connections directly in the app • Full audit trail. Every action is permanently logged What Lendubi is NOT: Lendubi is not a bank, lender, or financial institution. We don't hold or move money. We're purely a record-keeping platform for people who are already lending to each other. Free to use. No hidden fees.
RAIS
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RAIS connects lenders with verified lending opportunities through a secure and transparent digital platform. With the RAIS app, lenders can: Discover verified lending opportunities Fund eligible borrowers Monitor loan performance Track repayments and returns View portfolio performance Access detailed transaction history Receive real-time notifications Manage funds securely from anywhere RAIS is committed to providing a reliable, transparent, and technology-driven lending experience. Every transaction is protected with modern security standards to help you lend with confidence. Whether you are an individual or an organization looking to support businesses and communities, RAIS provides a simple and efficient way to participate in responsible lending. Download RAIS today and start lending with confidence.
Screenshots
Verdict
Lendubi and RAIS are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lendubi ships an update every 5 days, RAIS weekly. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.
| Parameter | Lendubi | RAIS |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 days — better | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 40 MB | 39 MB |
| Age rating | 4+ | 17+ |
| Developer | Aridox Coding LLC | RAIS Foundation |
In-app purchases
Lendubi
No in-app purchases
RAIS
No in-app purchases









