Comparison

Lendubi vs RAIS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lendubi

This app provides a professional platform to manage personal loan agreements between individuals. It allows users to create, document, and track loan terms, payments, and outstanding balances, ensuring transparency and preventing disputes. It also offers reminders and in-app messaging for easy communication.

Highlights
  • Create and accept loan agreements
  • Set flexible loan terms and repayment schedules
  • Log and confirm payments
  • Track lent and borrowed amounts
  • Receive payment reminders
  • In-app messaging
  • Full audit trail
Features
Read full description

Lendubi is the professional way to manage personal loan agreements between people who trust each other. Whether you lend money to a friend or borrow from a family member, Lendubi keeps everything documented, transparent, and agreed upon by both sides. What Lendubi does: • Create loan agreements that both parties accept or decline • Set flexible terms, interest, repayment schedule, due dates, and notes • Log payments that both sides confirm, so there's never a dispute • Track what you've lent, what you've borrowed, and what's still outstanding • Get reminders for upcoming and overdue payments • Message your connections directly in the app • Full audit trail. Every action is permanently logged What Lendubi is NOT: Lendubi is not a bank, lender, or financial institution. We don't hold or move money. We're purely a record-keeping platform for people who are already lending to each other. Free to use. No hidden fees.

About

RAIS

Features
Read full description

RAIS connects lenders with verified lending opportunities through a secure and transparent digital platform. With the RAIS app, lenders can: Discover verified lending opportunities Fund eligible borrowers Monitor loan performance Track repayments and returns View portfolio performance Access detailed transaction history Receive real-time notifications Manage funds securely from anywhere RAIS is committed to providing a reliable, transparent, and technology-driven lending experience. Every transaction is protected with modern security standards to help you lend with confidence. Whether you are an individual or an organization looking to support businesses and communities, RAIS provides a simple and efficient way to participate in responsible lending. Download RAIS today and start lending with confidence.

Screenshots

Lendubi3 screens
RAIS4 screens

Verdict

The call

Lendubi and RAIS are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lendubi ships an update every 5 days, RAIS weekly. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
Lendubi versus RAIS: the parameters behind the verdict, then further details
ParameterLendubiRAIS
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size40 MB39 MB
Age rating4+17+
DeveloperAridox Coding LLCRAIS Foundation

In-app purchases

None

Lendubi

No in-app purchases

None

RAIS

No in-app purchases

Questions

Is Lendubi free?
Lendubi is free to download, with no in-app purchases.
Is RAIS free?
RAIS is free to download, with no in-app purchases.
Do Lendubi or RAIS have ads?
Neither Lendubi nor RAIS shows ads.
Which is updated more often, Lendubi or RAIS?
Lendubi ships an update every 5 days, and RAIS weekly. Most recently, Lendubi was updated on November 9, 2026 and RAIS on October 31, 2026.

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