Comparison

MoneyAssistance vs KishtSathi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyAssistance

Features
Read full description

MoneyAssistance is India's most complete financial calculator — 16 powerful tools in one clean, offline app. LOANS & BORROWING •⁠ ⁠EMI Calculator — full amortization schedule, prepayment analysis & smart insights •⁠ ⁠Loan Comparison — compare two loan offers side by side INVESTMENTS •⁠ ⁠SIP Calculator with Step-Up (yearly increase) option •⁠ ⁠Lumpsum Calculator with year-wise growth •⁠ ⁠Goal SIP — find the monthly SIP to reach your target •⁠ ⁠Goal Lumpsum — find the one-time amount for your goal •⁠ ⁠CAGR Calculator — measure real investment growth RETIREMENT PLANNING •⁠ ⁠FIRE Calculator — Financial Independence, Retire Early •⁠ ⁠SWP Calculator — plan systematic withdrawals from your corpus SAVINGS •⁠ ⁠Fixed Deposit (FD) — all compounding frequencies •⁠ ⁠Recurring Deposit (RD) — month-by-month breakdown •⁠ ⁠PPF Calculator — with Section 80C tax benefit TAX & PAYROLL •⁠ ⁠Income Tax — Old vs New Regime, FY 2025-26 •⁠ ⁠GST Calculator — add or remove GST instantly •⁠ ⁠HRA Calculator — exemption under Section 10(13A) •⁠ ⁠Gratuity Calculator — employment payout KEY FEATURES •⁠ ⁠100% offline — no internet required •⁠ ⁠Share results via text or screenshot •⁠ ⁠Clean dark theme, easy on the eyes •⁠ ⁠Indian Rupee format throughout •⁠ ⁠Shorthand input — type 50L, 1Cr, 500k Built for salaried professionals, business owners, students and anyone making smarter money decisions in India. Free. No ads. No login. No data collected. Disclaimer: MoneyAssistance is an independent app and does not represent any government entity. All calculations are for informational and estimation purposes only. Tax rates sourced from: incometax.gov.in GST rates sourced from: gst.gov.in PPF rates sourced from: nsiindia.gov.in

About

KishtSathi

Features
Read full description

KishtSathi is a professional loan and EMI calculator designed for finance companies, NBFCs, microfinance institutions, loan agencies, and financial professionals. It helps calculate loan repayments quickly and accurately, making daily financial operations faster and more reliable. Features * Flat Interest EMI Calculator * Reducing Balance EMI Calculator * Monthly, Weekly, Daily & Custom EMI calculations * Loan Amount, Interest Rate & Tenure calculations * Offline calculation support * Fast, accurate and easy to use interface Designed For * Finance Companies * NBFCs * Microfinance Institutions * Loan Agents * Collection Executives * Financial Consultants KishtSathi is built to simplify loan calculations with accuracy, speed, and a clean professional interface, making it an ideal companion for finance professionals.

Screenshots

MoneyAssistance4 screens
KishtSathi4 screens

Verdict

The call

The clearest difference is update cadence: MoneyAssistance at every 3 days against KishtSathi's every 3 weeks. KishtSathi's advantage is iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MoneyAssistance ships an update every 3 days, KishtSathi every 3 weeks. The most recent releases landed on October 25, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 4 level
MoneyAssistance versus KishtSathi: the parameters behind the verdict, then further details
ParameterMoneyAssistanceKishtSathi
PriceFreeFree
Update frequencyEvery 3 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.6 — better
Further details — not scored
Size10 MB30 MB
Age rating4+4+
DeveloperPrashanthi GZikasha Consultancy LLP

In-app purchases

None

MoneyAssistance

No in-app purchases

None

KishtSathi

No in-app purchases

Questions

Is MoneyAssistance free?
MoneyAssistance is free to download, with no in-app purchases.
Is KishtSathi free?
KishtSathi is free to download, with no in-app purchases.
Do MoneyAssistance or KishtSathi have ads?
Neither MoneyAssistance nor KishtSathi shows ads.
Which is updated more often, MoneyAssistance or KishtSathi?
MoneyAssistance ships an update every 3 days, and KishtSathi every 3 weeks. Most recently, MoneyAssistance was updated on October 25, 2026 and KishtSathi on October 13, 2026.

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