Pennycounts vs HakkiPay

Pennycounts is a fast, secure way to handle everyday Nigerian bill payments — all from one app. PAY FOR EVERYTHING YOU NEED • Airtime and data top-ups for MTN, Glo, Airtel, and 9mobile • Electricity tokens for all major DisCos (AEDC, EKEDC, IKEDC, IBEDC, KAEDCO, KEDCO, PHED, JED, BEDC) • Cable TV subscriptions for DStv, GOtv, and StarTimes • Education PINs for WAEC, JAMB, NECO, and NABTEB SECURE BY DESIGN • Payments processed by Paystack, a CBN-licensed Payment Service Provider • Bank-grade encryption (TLS) with certificate pinning for every API call • Biometric login (Face ID / Touch ID) for fast, secure account access • We never see or store your card details — all payment processing is handled by Paystack INSTANT, CLEAR, RELIABLE • Real-time transaction status — see exactly when your token arrives • Detailed transaction history with downloadable receipts • Smart fee calculation shown clearly before you pay — no surprises NO WALLET, NO HASSLE • Pay directly from your bank account or card — no need to fund a wallet first • Bank transfer is the recommended payment method for lower fees • Service fees are kept low and disclosed before every transaction BUILT IN NIGERIA, FOR NIGERIANS Pennycounts is built and operated by Datafy Technologies Limited, a registered Nigerian company committed to making bill payments simple, secure, and reliable. Need help? Visit www.pennycountsng.com or email support@pennycountsng.com

HakkiPay is your all-in-one money app for sending, spending, and managing your finances with ease. TRANSFER MONEY INSTANTLY Send money to any bank account in seconds, or transfer instantly between HakkiPay users — fast, secure, and fee-friendly. PAY BILLS IN SECONDS Buy airtime and data for any network, pay electricity and cable TV bills, and fund your betting accounts — all from one app. VIRTUAL & PHYSICAL CARDS Create virtual cards for safe online payments, or order a physical card for spending anywhere. Manage, freeze, and top up your cards on the go. GIFT CARDS, MADE SIMPLE Buy and redeem gift cards from top brands, or send one to a friend in just a few taps. BUILT FOR TRUST AND SECURITY Verify your identity with our simple KYC flow to unlock higher limits, and secure your account with Face ID login and transaction authorization. WHY HAKKIPAY • Fast, reliable transfers to any Nigerian bank • Airtime, data, and bill payments in one place • Virtual and physical cards for everyday spending • Buy, sell, and redeem gift cards • Bank-level security with biometric authentication • Simple, clean design built for everyone Download HakkiPay today and take control of your money.