Comparison

PAKKO vs Krumbs

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PAKKO

Features
Read full description

Splitting expenses has never been easier or more fun! PAKKO is your perfect companion for sharing accounts with friends, partners or roommates. Group dinner? BBQ? Trip in sight? Forget about the calculator and headaches. With PAKKO you can: • Scan tickets with AI: Upload the photo of the receipt and our Artificial Intelligence will detect the amounts automatically. • Add expenses by hand quickly and easily. • Playing "Paganini Roulette": Don't you know who pays for the next round of beers? Let luck decide! • See clear histories of who owes whom. Download PAKKO and start enjoying your plans without worrying about accounts.

About

Krumbs

Effortlessly split bills and track shared expenses by scanning receipts or manually entering items. It calculates who owes what, simplifying group payments and managing recurring costs.

Highlights
  • Receipt scanning with itemized extraction
  • Multiple splitting methods (equal, shares, exact)
  • Simplified debt calculation and settlement
  • Group and individual expense tracking
  • Recurring expense management
  • No sign-up required to start
Features
Read full description

Dinner with eight people, one receipt, and nobody wants to do the math. Krumbs handles it. Take a photo of the receipt and Krumbs pulls out every line with its quantity and price. Then you tap who had what: the wine between two of you, the dessert for one. Discounts land exactly where they belong. FOUR WAYS TO SPLIT Equally, by shares or weights, by exact amounts, or straight from the items on the receipt. Every expense gets split the way it actually happened. CLEAR BALANCES, FEWER PAYMENTS Krumbs works out who owes who and then simplifies it. Instead of six transfers going in circles, it tells you the two that settle everyone up. See balances inside each group and your running total with each person. WITH A GROUP OR WITHOUT ONE Create groups for the trip, the apartment or Friday dinner, each with its own name, emoji and color. For one-offs, log a single shared expense with a friend without setting up a group at all. RECURRING EXPENSES Rent, the gym membership, the subscription you share. Set it once and it repeats on its own, with the split you chose. START WITHOUT SIGNING UP Open the app and you can create a group, scan a receipt and add expenses right away. Save your account with Apple, Google or email whenever you want, so nothing is lost when you change phone. ALSO INSIDE - Invite links so friends join a group in one tap - Notifications when someone adds or edits an expense - Multiple currencies - Group activity timeline - Dark, fast, quiet design - No ads Krumbs doesn't process payments or move money. It keeps the count, so the settle-up between you is the right one.

Screenshots

PAKKO4 screens
Krumbs4 screens

Verdict

The call

The clearest difference is ads: Krumbs at none against PAKKO's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PAKKO ships an update every 3 weeks, Krumbs fortnightly. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 9 level
PAKKO versus Krumbs: the parameters behind the verdict, then further details
ParameterPAKKOKrumbs
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad — betteriPhone
Requires iOS16.416.4
Further details — not scored
Size63 MB49 MB
Age rating4+12+
DeveloperAlvaro Vizuete Vallefernando contreras

In-app purchases

None

PAKKO

No in-app purchases

None

Krumbs

No in-app purchases

Questions

Is PAKKO free?
PAKKO is free to download, with no in-app purchases.
Is Krumbs free?
Krumbs is free to download, with no in-app purchases.
Do PAKKO or Krumbs have ads?
PAKKO shows ads; Krumbs does not.
Which is updated more often, PAKKO or Krumbs?
PAKKO ships an update every 3 weeks, and Krumbs fortnightly. Most recently, PAKKO was updated on October 24, 2026 and Krumbs on October 16, 2026.

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