BillPilot vs Bill Organizer, Tracker

BillPilot is a calm, privacy-first bill tracker. No bank account required. No login. No data sold. Your bills stay on your device unless you choose to sync them with your own iCloud. TRACK YOUR BILLS, YOUR WAY Add any bill in seconds — rent, utilities, subscriptions, insurance, and more. Set flexible recurrence from weekly to yearly. Mark autopay bills so you know what pays itself. When you mark a bill paid, BillPilot automatically schedules the next one. KNOW EXACTLY WHERE YOU STAND The home screen shows your total unpaid this month, a readiness score based on your cash cushion, and the bills due in the next seven days — all without connecting to a single bank. PLAN WITHOUT BANK ACCESS Set a manual cash cushion. BillPilot calculates your Safe to Spend balance and gives you a Bill Readiness Score. No Plaid. No OAuth. No financial profile. INSIGHTS THAT RESPECT YOUR PRIVACY Six months of spend trend, category breakdown, subscription total, and top bills — all computed on your device from the bills you entered. STAY AHEAD WITH SMART REMINDERS Local notifications remind you before a bill is due. Respond directly from the notification: mark it paid, or snooze it to tomorrow. All reminders stay on your device. NEVER MISS A DUE DATE A home screen and lock screen widget shows your upcoming bills and unpaid total at a glance. Tap to open BillPilot directly. PRO FEATURES Upgrade to BillPilot Pro with a 15-day free trial: • Safe to Spend cash cushion planning • Category budgets • Payment history and partial payments • Flexible recurrence (every 3 weeks, etc.) • iCloud sync across your devices • CSV import and export • JSON backup and restore • Widget color themes • Privacy lock (Face ID / Touch ID) PRIVACY FIRST, ALWAYS • No account or login required • No bank sync or Plaid • No advertising or tracking • No analytics that identify you • Optional iCloud sync uses your own private CloudKit container • Privacy lock hides your data when the app is not in use Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Never miss a bill again. Billo is a calm, simple bill organizer for people who are tired of carrying due dates in their head — or on scraps of paper, sticky notes, and half a dozen reminder apps. Add a bill once. Billo repeats it automatically, reminds you before it's due, and lets you mark it paid in two taps. That's the whole routine. Billo answers the questions that cause bill anxiety: • What's due today, this week, this month? • What have I already paid? • How much is still coming out before payday? • What's actually left after the bills? No bank linking. No account to create. No credit card "verification". Your data stays in your own iCloud and syncs privately across iPhone, iPad, and Mac. —————————————————————— WHAT BILLO DOES • Upcoming bills at a glance — Today, Next 7 Days, Next 30 Days, with color-coded countdowns and weekly + monthly totals right at the top. • A real bill calendar — see which days money leaves your account, spot weeks where everything hits at once, and tap any day for details. • Recurring bills that actually recur — set "monthly on the 15th" once and never re-enter it again. • Reminders you can trust — pick how many days ahead you want a heads-up, get reminded again on the due date, and the app badge always matches what's really unpaid. Mark a bill paid and the nagging stops. • Mark paid in two taps — and build a payment history you can look back on for any bill: when you paid, how much, with optional confirmation numbers. • Income and cash flow — add your paychecks and see income in, bills out, and what's left over each month. • Charts that keep it simple — spending by category, on-time payment streaks, monthly cash flow, and 6-month trends. —————————————————————— WHY BILLO (AND NOT ANOTHER BILL APP) • A free plan you can actually use. Track up to 12 bills and 2 income sources with full reminders, calendar, and payment history — enough to run a real household, not a 3-bill teaser. • Your data is never held hostage. If you ever go past the free limits, extra items are hidden, never deleted. • No forced account numbers. Add a bill with just a name, amount, and due date. Notes, account IDs, and links are optional. • Built on iCloud. Your bills sync through your own Apple account — private by design, no separate login, nothing to migrate when you get a new phone. • One app everywhere. iPhone, iPad, and Mac. —————————————————————— BILLO PRO Upgrade when you need more — and pick the plan you prefer: • Unlimited bills and income sources • Charts and spending insights • Partial payments — pay bills your way • Custom repeat schedules for any bill • CSV export for taxes and archives Monthly • Yearly • Lifetime — pay once, yours forever. —————————————————————— MADE FOR PEOPLE WHO… • Have ever paid a late fee on a bill they could afford. • Want reminders a few days ahead, not a lecture about lattes. • Live paycheck to paycheck and need to see what's left. • Keep bills in their head and are tired of the background stress. • Want a bill app that will still be here — and still simple — years from now. —————————————————————— Download Billo. Add your bills once. Stop worrying about due dates. Privacy Policy: https://www.billorganizer.app/privacy-policy.html Terms of Use: https://www.billorganizer.app/terms-of-use.html