Prism Pay vs Topsend.live

As a foreigner staying in Vietnam, you only have two ways to make payment: cash or card. Cash runs out fast and cards are rarely accepted, but every cafe, street food stall, coffee shop, and even luxury restaurants take QR codes. Those QR codes only work with a Vietnamese bank account, leaving you stuck with cash and card every time you buy something. Prism fixes that. Prism is a dollar wallet built for foreigners in Vietnam. Fund it with USDC on Base, then pay any local QR code instantly. Your balance is shown in US dollars, and we convert at the live exchange rate at the moment you pay. 1. Fund your wallet Send USDC on Base from any exchange or wallet you already use. Funds arrive in seconds. 2. Pay like a local Scan any VietQR code at restaurants, cafes, markets, supermarkets, ride apps, and street vendors. No card, no foreign transaction fees, no fees on the merchant side. Who Prism is for: 1. Expats living and working in Vietnam who hold USDC 2. Digital nomads who get paid in USDC and base themselves in Vietnam 3. Travelers who want to skip the ATM and pay like a local

Send money abroad, pay like a local and stay connected – all in one app. TopSend is an international money transfer app with virtual cards, QR payments, mobile top-ups, eSIMs and gift cards built in. Canadian-licensed MSB, KYC-verified, and works with Visa, Mastercard and most international payment systems. INTERNATIONAL MONEY TRANSFERS Send money to family and friends in a few taps. Where available, transfer to a mobile number instead of typing long bank details. The exchange rate, fee, exact amount your recipient gets and estimated delivery time are shown before you confirm – no surprises. SEND MONEY HOME, ACROSS BORDERS Send money to Uzbekistan, Tajikistan, Kazakhstan, Kyrgyzstan, Georgia, Armenia and other supported destinations, or transfer between Europe and the CIS in either direction. Supported countries and payout methods are shown in the app. VIRTUAL CARDS Create a virtual card in seconds for online payments and subscriptions. Balances and recent activity are always one tap away. QR PAYMENTS – PAY LIKE A LOCAL Scan a merchant QR code and pay through supported local QR networks in participating countries, in the currencies available. No cash, no card fees at the counter. MOBILE TOP-UPS, ESIMS AND GIFT CARDS Top up phones for yourself or family back home, get eSIM data for travel or everyday use, and buy digital gift cards without leaving the app. CURRENCY CONVERTER Check indicative market exchange rates before you plan a transfer. Converter results are for information only and exclude fees; the final rate and fee are always shown before you confirm. INVITE FRIENDS. EARN REWARDS. Share your personal referral link and track invited friends and rewards in the app. Rewards apply to eligible activity under the current referral program terms; earnings are not guaranteed. SECURITY AND COMPLIANCE TopSend operates under a Canadian Money Services Business registered with FINTRAC. Identity verification (KYC), AML checks, anti-fraud controls and transaction monitoring protect every transfer. EVERYTHING IN ONE APP Review every transaction before confirming Track transfer status and full transaction history Manage transfers, cards, top-ups, eSIMs and gift cards from one account In-app Help Center and customer support Availability, eligibility, supported countries, currencies, payment methods, fees, limits and delivery times vary by location and service provider. Identity verification may be required. Terms and conditions apply.