SettleGroup vs SettleUp

SettleGroup is a simple expense manager for group splitting and personal spending. Create groups, add expenses, choose who paid and who should share the cost. SettleGroup automatically calculates each person’s share, group balances, and settlement suggestions, so you can spend less time counting and chasing payments. Key features: - Group expense splitting for trips, meals, roommates, families, friends, and events - Personal ledger for tracking your own everyday expenses without creating a group - AI category suggestions based on your expense title - Receipt scanning from camera or photo picker using on-device OCR/AI - Automatic extraction of readable title, amount, date, currency, and category - Separate personal and group budget tracking - Monthly recurring expenses for rent, subscriptions, phone bills, gym fees, and more - Reminders for upcoming payments - Spending insights by category, date, and recent transactions - Multi-currency support, including HKD and CNY - Optional ad unlocks for selected advanced limits

Track shared expenses with friends, family and flatmates. SettleUp makes it simple to split bills fairly — whether you're on a trip, sharing a flat, planning an event, or just splitting dinner. KEY FEATURES • Create groups and invite members by email in seconds • Split equally, by exact amount, by shares, or by percentage • See clear plain-language balances — who owes whom • Smart settle-up suggestions to minimize the number of payments • Custom per-group expense categories with icons • Full activity feed so nobody misses an update • Invite friends by email — works for new and existing users • Paise-precise integer math — zero rounding errors • INR-first design, built for India PRIVATE & HONEST No ads. No analytics SDKs. No data selling. Your expense data is yours — encrypted in transit and stored securely. Delete your account any time.