Expense Pro Manager vs Pennylog

Take full control of your finances with Expense Pro Manager - the smartest expense tracker built for real life. Whether you are a student, professional, traveller or family, Expense Pro gives you every tool to know exactly where your money goes. 100% FREE. NO ADS. NO SUBSCRIPTIONS. EVER. === WHY EXPENSE PRO === - Completely free - no in-app purchases, no premium tiers - Zero ads, ever - Works offline, syncs when connected - Clean dark fintech UI designed for financial clarity - Lightweight and fast on every iPhone === DASHBOARD & ACCOUNTS === See bank accounts, cash wallets, credit cards and investments in one glance. Real-time balance updates with income vs expense summaries for the current month. === LIGHTNING-FAST EXPENSE ENTRY === Log any transaction in seconds with our calculator-style keypad. Add amount, pick a category, choose an account and attach a note, all without leaving one screen. === SMART STATISTICS === Beautiful charts and category breakdowns reveal exactly where your money is going. Filter by week, month, quarter or year and compare trends over time. === BUDGET MANAGEMENT === Set monthly budgets per category and watch live progress bars fill up as you spend. Get warned before you overshoot, so you never blow a budget again. === RECURRING TRANSACTIONS === Automate rent, salaries, subscriptions and bills. Set them once and the app logs them every cycle automatically, with a same-day guard so nothing double-posts. === MULTI-CURRENCY SUPPORT === Log transactions in any currency. Store your own exchange rates for accurate historical conversions, ideal for travellers and anyone with international income. === LIABILITIES TRACKER === Track money you have lent and money you owe with a dedicated Lend and Borrow section. Mark debts as cleared when settled and always know who owes what. === CUSTOM CATEGORIES === Create unlimited expense and income categories with sub-categories and emoji icons. Organise your spending exactly the way you think about it. === SECURITY & PRIVACY === - Firebase Authentication: Email, Google, Facebook and Apple Sign In - End-to-end encrypted cloud storage - Automatic backup and sync across all your devices - Zero data sharing, your finances stay completely private - GDPR compliant === PERFECT FOR === - Students tracking allowances and daily spending - Professionals separating personal and business expenses - Families managing household budgets together - Frequent travellers handling multiple currencies - Anyone who wants financial clarity without complexity ======================= Stop wondering where your money went. Download Expense Pro Manager today and start making smarter financial decisions, for free. Questions or feedback? support@techcybo.com Website: https://expense.techcybo.com Privacy Policy: https://expense.techcybo.com/privacy Terms of Service: https://expense.techcybo.com/terms

The more you log, the more your money makes sense. Pennylog is a daily expense tracker for people whose lives span more than one currency. Log what you spend in a few seconds, in any currency, and watch it build — over weeks and months — into a clear picture of where your money actually goes. No bank logins, no ads, no sign-up. Just you and your records. ■ ANY CURRENCY, LOCKED IN Dollars, euros, yen, won — log spending in any currency. Each entry is saved at that day's exchange rate, so your past totals stay accurate even when rates move later. Add a secondary currency to see every amount in your home currency at a glance. ■ TRIPS & PROJECTS, EACH IN ITS OWN CURRENCY Group a vacation, a move, or any big plan into its own project with its own budget — and give each one its own currency. A Tokyo trip in yen, a Paris trip in euros, each locked at the day's rate. Project spending stays separate from your everyday totals, so a trip to Tokyo never makes your normal month look off. ■ BUDGETS THAT FIT YOU Set one overall monthly budget, per-category limits, or both. As you log, see exactly how much is left — calm, simple progress, never a scolding. ■ STATISTICS THAT GET RICHER A category donut, monthly trends, and a per-category detail you can scroll back through month by month. View your days as a list or on a calendar. Long-press a category to mute it for a moment and see the rest. The longer you keep it, the more it shows. ■ WEEKLY & MONTHLY RECAP See this week against last: your biggest expense, daily average, no-spend days, and which categories went up or down. Gentle awareness, not guilt. ■ GENTLE REMINDERS Optional notifications nudge you to jot down today's spending and keep the habit going — never noisy, never negative. ■ STAYS ON YOUR PHONE No accounts. No sign-up. No bank logins. No cloud. Your financial data never leaves your device — and there's no server for it to leave to. Back up or export your data anytime, on your terms. ■ FOUR LANGUAGES English, Korean, Spanish, and French — across the whole app. ■ MORE • Cash counts too — the spending bank-sync apps quietly miss. • Custom categories and accounts (cards, bank, cash). • Completely free — no ads, no in-app purchases, no premium tier. ■ MADE FOR Expats, students, remote workers, travelers — anyone living or moving between currencies who wants one simple, private place to record daily spending. A line a day is all it takes. The longer you keep it, the better it gets.