Expense Tracker vs Budget.

Tracking expenses should not feel like another task. This app makes it quick to record your spending, understand where your money is going, and stay on top of your budgets. You can add expenses in the way that feels easiest: • Speak into the mic • Type naturally, like “£12 lunch at Nando’s yesterday” • Take a photo of a receipt • Add it manually The app can automatically detect the amount, category, description, date and other details, so you do not have to fill everything yourself. You can see your spending for the whole month, broken down by day and category. This makes it easier to understand your habits, spot where money is going, and make better decisions. You can also set budgets for different categories and get notified when you are close to going over or have already gone over your limit. There is also an AI chat built in. You can ask questions like: “Where did I spend the most this month?” “Set my food budget to £300” “How much did I spend on coffee last week?” “Show me my recurring expenses” You can manage expenses, budgets, categories and insights using natural language. The app also supports recurring expenses, so things like rent, subscriptions, bills and memberships can be tracked automatically. Main features: • Add expenses by voice • Add expenses using natural language • Scan receipts with your camera • Add expenses manually • Auto-detect amount, date, category and description • View monthly spending by day • See spending by category • Set budgets • Get budget overage notifications • Track recurring expenses • Ask AI questions about your money • Manage expenses and budgets through AI chat A simple, AI-first expense tracker for people who want to know where their money is going without spending too much time tracking it.

Budget. is a no-nonsense personal finance app that puts you in control of your money — without subscriptions, without cloud accounts, and without sending your data anywhere. Your money stays on your phone. Always. Everything is stored locally on your device. No account required. No server. No tracking. Just you and your finances. TRACK EVERY FRANC Add income and expenses in seconds. Your balance updates instantly. See exactly what came in, what went out, and what's left — all in one place. KNOW WHAT'S SAFE TO SPEND Budget. calculates your safe-to-spend amount by factoring in upcoming recurring bills, savings goals, scheduled debt payments, and provisions. No more guessing. RECURRING TRANSACTIONS Set up monthly or weekly schedules for rent, salary, subscriptions, and more. Budget. tracks which ones are paid, which are pending, and which are coming up — right on the dashboard. SAVINGS GOALS Create goals for anything — a holiday, a new car, an emergency fund. Contribute each month and watch your progress build. PROVISIONS Set aside money each month for quarterly or annual bills like insurance or taxes. When the bill arrives, the money is already waiting. DEBTS & LOANS Track what you owe and what you're owed. Set repayment schedules, record payments, and see the remaining balance at a glance. NET WORTH Add your assets and liabilities for a full picture of your financial health. Savings goals and debts are included automatically. BUDGET LIMITS Set monthly spending caps per category and get visual warnings when you're approaching or over the limit. ENCRYPTED BACKUP Export an AES-256 encrypted backup of all your data to Files, iCloud Drive, or anywhere you choose. Restore it anytime with your PIN. Your data never touches a server. BEAUTIFUL THEMES 8 carefully designed colour themes including Midnight, Dawn, Arctic, and more. Budget. is built for people who want a clear, honest view of their finances — without the complexity of spreadsheets or the privacy concerns of cloud-based apps. No subscription. No account. No nonsense.