Comparison

SubTracker vs MonthlyCost

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubTracker

Features
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Can you say what your subscriptions cost you this month? Streaming, music, cloud storage, AI tools, games. Each one is only a few dollars, which is exactly why they pile up unnoticed until they are a real part of your monthly spending. SubTracker puts the total and the next renewal date on one screen. ■ Add a subscription in seconds Twenty-five services come built in, including Netflix, Hulu, Disney+, HBO Max, Spotify, Apple Music, iCloud+, Microsoft 365, ChatGPT and Amazon Prime. Pick your plan and the price and billing cycle fill themselves in, so you never have to open a pricing page. Fifty-eight plans are covered. You can also enter anything by hand. ■ Monthly and yearly totals at once Mix weekly, monthly and yearly subscriptions freely. SubTracker converts everything into both a monthly and a yearly total, so an annual plan stops hiding what it really costs you per month. ■ A reminder before every renewal Get notified before the next charge lands. Choose same day, 1 day, 3 days or 1 week ahead. Once a renewal date passes, it rolls forward to the next cycle on its own, so there is nothing to edit. ■ Never get caught by a free trial Mark a subscription as a trial and you will hear about it one week before and again the day before it ends. When the trial finishes, it switches to a normal subscription and joins your totals automatically. No more "I thought that was still free." ■ See where the money goes A donut chart breaks spending down by category, a bar chart ranks your services by monthly cost, and a monthly chart shows how the total moves over time. Six categories are built in — Entertainment, Work, Living, Learning, Games and Other — and you can add your own. ■ A list you can actually navigate Search by service name and sort by name, amount, renewal date or the order you added things. Pick from 43 icons and 12 colors so you can spot a subscription at a glance. ■ Everything stays on your device No account, no sign-in. What you enter is stored on your device and is never sent to a server. The app makes no network requests other than serving ads. ■ Features ・25 preset services covering 58 plans ・Weekly, monthly and yearly billing, converted automatically ・Monthly and yearly totals ・Renewal reminders (same day / 1 day / 3 days / 1 week, at 9:00 AM) ・Free trial alerts one week and one day before the end ・Renewal dates roll forward automatically ・Category donut chart, per-service bar chart, monthly trend ・Six built-in categories plus your own ・Search by name, five sort orders ・43 icons and 12 colors ・Notes on any subscription ・Light, dark and system themes ・English and Japanese You cannot cut a cost you have not measured. Start by putting all of them in one place.

About

MonthlyCost

Features
Read full description

MonthlyCost helps you organize and understand your recurring monthly expenses. Track rent, parking, mobile plans, internet, insurance, lessons, streaming services, music subscriptions, and other fixed costs in one simple place. Key features: - Easily add recurring monthly costs - Organize expenses by category - Check upcoming payment dates on a calendar - View monthly and yearly totals - Review subscriptions and fixed costs - Manage payment methods - Support for multiple currencies If you want to know how much you pay every month, clean up unused subscriptions, or review your fixed costs, MonthlyCost gives you a clear place to start. Moon Ghost quietly watches over your monthly payments. ----- About MonthlyCost Pro (subscription) - MonthlyCost Pro / ¥300 per month (7-day free trial) - After the free trial, ¥300/month is billed automatically - Auto-renews unless turned off at least 24 hours before the end of the current period - Manage or cancel anytime in your App Store subscription settings after purchase - Privacy Policy: https://monthy-cost-app-privacy-policy.pages.dev/ - Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SubTracker4 screens
MonthlyCost4 screens

Verdict

The call

The clearest difference is in-app purchases: SubTracker at none against MonthlyCost's 1. MonthlyCost's advantage is ads (none vs shown) and iOS requirement (17.0 vs 26.2). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MonthlyCost sells 1 in-app purchase, starting at $1.99 per month. SubTracker asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 11, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 3 level
SubTracker versus MonthlyCost: the parameters behind the verdict, then further details
ParameterSubTrackerMonthlyCost
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 months
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhone, iPad — betteriPhone
Requires iOS26.217.0 — better
Further details — not scored
Size6 MB7 MB
Age rating4+4+
Developerryuya matsuoTetsuhiro Kakuno

In-app purchases

None

SubTracker

No in-app purchases

1 purchases

MonthlyCost

Subscriptions1
  • MonthlyCost Pro7 Days trial$1.991 Month

Questions

Is SubTracker free?
SubTracker is free to download, with no in-app purchases.
Is MonthlyCost free?
MonthlyCost is free to download, with in-app purchases available.
Do SubTracker or MonthlyCost have ads?
SubTracker shows ads; MonthlyCost does not.
Which is updated more often, SubTracker or MonthlyCost?
SubTracker ships an update every 2 months, and MonthlyCost every 2 months. Most recently, SubTracker was updated on October 11, 2026 and MonthlyCost on October 25, 2026.

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