Comparison

MonthlyCost vs Budgie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MonthlyCost

Features
Read full description

MonthlyCost helps you organize and understand your recurring monthly expenses. Track rent, parking, mobile plans, internet, insurance, lessons, streaming services, music subscriptions, and other fixed costs in one simple place. Key features: - Easily add recurring monthly costs - Organize expenses by category - Check upcoming payment dates on a calendar - View monthly and yearly totals - Review subscriptions and fixed costs - Manage payment methods - Support for multiple currencies If you want to know how much you pay every month, clean up unused subscriptions, or review your fixed costs, MonthlyCost gives you a clear place to start. Moon Ghost quietly watches over your monthly payments. ----- About MonthlyCost Pro (subscription) - MonthlyCost Pro / „300 per month (7-day free trial) - After the free trial, „300/month is billed automatically - Auto-renews unless turned off at least 24 hours before the end of the current period - Manage or cancel anytime in your App Store subscription settings after purchase - Privacy Policy: https://monthy-cost-app-privacy-policy.pages.dev/ - Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budgie

Manage your finances by tracking expenses, income, and subscriptions in one place. Visualize your spending habits with charts and summaries, and plan for the future with a calendar view. Prioritizes privacy with on-device data storage.

Highlights
  • Log expenses, income, and subscriptions
  • Auto-convert subscriptions to monthly cost
  • Future month planning with calendar view
  • Spending visualization with charts
  • On-device data storage for privacy
  • Categorization and notes
Read full description

Track your subscriptions, fixed bills like rent and insurance, and everyday spending in one place — with a reminder before each payment is charged, so nothing catches you by surprise. SUBSCRIPTIONS & FIXED COSTS • Add monthly or yearly recurring expenses and income • Popular video and music services in a single tap • Every plan is converted to a monthly cost, so you see your true recurring spend • Get notified a few days before each charge — set the timing per item FAST ENTRY • Large keypad for quick amount entry • Built-in + āˆ’ Ɨ Ć· calculator right in the amount field • Tap a category and you're done SEE WHERE YOUR MONEY GOES • Spending breakdown by category • Month-over-month trends, fixed vs. variable costs • Savings rate calculated for you • Set a budget per category to catch overspending early CALENDAR • Review past records and upcoming charges day by day • Add income and expenses for future months to plan ahead PRIVATE BY DESIGN • All data stays on your device — no account, no bank login • Export to CSV to use your data in any spreadsheet Free to use. Some features unlock with a rewarded video ad (24-hour access) or a one-time purchase for lifetime access — no subscription.

Screenshots

MonthlyCost4 screens
Budgie4 screens

Verdict

The call

The clearest difference is in-app purchases: Budgie at none against MonthlyCost's 1. Budgie also leads on update cadence (every 10 days vs every 2 months). MonthlyCost's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. MonthlyCost sells 1 in-app purchase, starting at $1.99 per month. Budgie asks for nothing beyond the download.

UpkeepUpdate frequency

MonthlyCost ships an update every 2 months, Budgie every 10 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences Ā· 5 level
MonthlyCost versus Budgie: the parameters behind the verdict, then further details
ParameterMonthlyCostBudgie
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 2 monthsEvery 10 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
Monetization—Free with in-app purchases
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size7 MB6 MB
Age rating4+4+
DeveloperTetsuhiro KakunoKe Tong

In-app purchases

1 purchases

MonthlyCost

Subscriptions1
  • MonthlyCost Pro7 Days trial$1.991 Month
None

Budgie

No in-app purchases

Questions

Is MonthlyCost free?
MonthlyCost is free to download, with in-app purchases available.
Is Budgie free?
Budgie is free to download, with no in-app purchases.
Do MonthlyCost or Budgie have ads?
Budgie shows ads; MonthlyCost does not.
Which is updated more often, MonthlyCost or Budgie?
MonthlyCost ships an update every 2 months, and Budgie every 10 days. Most recently, MonthlyCost was updated on October 25, 2026 and Budgie on October 24, 2026.

Other comparisons