Comparison

SimpleSpend vs MoneyTracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in secondsβ€”no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING β€’ Enter the amount, category, account, and note β€’ Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. β€’ Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. β€’ Create custom categories, subcategories, and accounts β€’ Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and moreβ€”set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS β€’ See income, expenses, net balance, and spending by category β€’ Filter by day, week, month, year, or a custom date range β€’ Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES β€’ Separate family, travel, shared expenses, and more into their own ledgers β€’ Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE β€’ Keep data on your device by default β€’ Turn on iCloud sync between your iPhone and iPad β€’ Shared ledgers are shared only with invited members; personal ledgers stay separate β€’ Export your data to CSV anytime β€’ Enjoy an ad-free experienceβ€”we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

About

MoneyTracker

Features
Read full description

MoneyTracker – Your Personal Expense & Income Manager Want to track every dollar you spend and earn? Need a simple way to snap receipts and see your finances at a glance? Looking for clear charts and a visual calendar to understand your money habits? MoneyTracker is the app you've been searching for! Why MoneyTracker? Log expenses and income in seconds β€” amount, category, date, and notes. Capture receipts with your camera or photo library, or enter transactions manually. Built-in calculator for quick amount entry. Beautiful monthly calendar shows spending and income day by day. Summary cards for balance, monthly spending, and monthly income. Your data stays on your device β€” private, local, and works offline. Track Smarter Every Day Home calendar β€” tap any day to view transactions and receipt photos. Charts & analytics β€” view by month, year, or custom date range. Category breakdown β€” see where your money goes with clear visuals. Custom categories β€” organize spending and income with your own icons and colors. Multi-currency β€” VND, USD, EUR, GBP, JPY, CNY, KRW, THB, SGD, and more. Search β€” find any transaction quickly across your history. Explore Powerful Features Expense & Income tracking Receipt capture & photo attachments Financial calendar & daily detail Charts, summaries & category analysis Custom categories, icons & colors Multi-language support (English, Vietnamese, Spanish, French, German, Japanese) Works offline β€” no account required to get started Upgrade to MoneyTracker Premium for the Best Experience Ad-free experience Export reports as PDF or CSV Advanced search filters 60 icons & 24 colors for categories Face ID / Touch ID app lock Early access to new features Your iTunes Account will be charged upon purchase confirmation. Weekly and yearly subscription plans are available (prices may vary by country). Manage your subscriptions and disable auto-renewal anytime in Account Settings after purchase. Subscriptions auto-renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Renewal charges occur 24 hours prior to the end of the current period. Cancel your subscription to enjoy the full period; no refunds will be issued for partial periods. Learn More Privacy Policy: https://sites.google.com/view/vthglobalprivacy/trang-ch%E1%BB%A7 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Contact: vtglobalstore@gmail.com Download MoneyTracker now and take control of your personal finances!

Screenshots

SimpleSpend4 screens
MoneyTracker4 screens

Verdict

The call

The clearest difference is ads: SimpleSpend at none against MoneyTracker's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SimpleSpend sells 2 in-app purchases, starting at $4.99 per year and MoneyTracker sells 2 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SimpleSpend ships an update every 8 days, MoneyTracker every 5 days. The most recent releases landed on October 18, 2026 and October 6, 2026 respectively.

Scorecard1 real difference Β· 5 level
SimpleSpend versus MoneyTracker: the parameters behind the verdict, then further details
ParameterSimpleSpendMoneyTracker
PriceFreeFree
Update frequencyEvery 8 daysEvery 5 days β€” better
AdsNo β€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.017.0 β€” better
Further details β€” not scored
Size32 MB15 MB
Age rating4+4+
Developer杭 李Tung Le

In-app purchases

2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99
2 purchases

MoneyTracker

Subscriptions2
  • Weekly Access3 Days trial$2.997 Days
  • Yearly Access$9.991 Year

Questions

Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Is MoneyTracker free?
MoneyTracker is free to download, with in-app purchases available.
Do SimpleSpend or MoneyTracker have ads?
MoneyTracker shows ads; SimpleSpend does not.
Which is updated more often, SimpleSpend or MoneyTracker?
SimpleSpend ships an update every 8 days, and MoneyTracker every 5 days. Most recently, SimpleSpend was updated on October 18, 2026 and MoneyTracker on October 6, 2026.

Other comparisons