SimpleSpend vs RenoLedger

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

RenoLedger tells you exactly where the renovation money went, and what the overrun really is. Set a budget line for each part of the work, log every expense against it, and RenoLedger does the maths: budget versus actual per line and per room, the money already spent, and the overrun. It even separates approved change orders from plain overspend, so instead of a vague "we went over" you see the honest split: this much was scope you added, this much was going over on the work itself. WHAT YOU GET - Projects with a room breakdown: budget lines tagged to the kitchen, the bath, the whole home, and a clear per-room picture of spend against plan - Budget vs actual per category: a live chart and a row for every line, green under budget, amber close, red over - The real overrun, explained: approved change orders kept separate from overspend, so the number is honest - Contractor quote comparison: gather quotes for the same scope, see them side by side with the spread, and mark the one you accepted - Payment schedule tracking: the deposit, the progress draws, and the final payment, with paid, due soon, and overdue flags - Change-order log: every added cost and every credit, with a status, feeding the revised budget when approved - Photo progress log: before, demolition, rough-in, and reveal, straight from your library - Cost report: a clean PDF of the whole project plus a CSV of every expense, ready to share or print - Syncs across iPhone, iPad, and Mac with iCloud FREE AND LIFETIME Free includes one full project with fifteen expenses, and every feature: room breakdown, budget vs actual, quote comparison, the payment schedule, change orders, and the photo log. The Lifetime unlock is a one-time purchase of $19.99 USD that adds unlimited projects, unlimited expenses, and the cost report export (PDF and CSV). No subscription, no renewals, one payment. Prices may vary by region. PRIVATE BY DESIGN No account and no tracking. Your ledger lives on your devices and in your private iCloud database, where we cannot read it. RenoLedger is a personal budgeting and record-keeping tool for your renovation. It does not provide financial advice. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/