SimpleSpend vs IN Forex
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimpleSpend
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Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/ Log an expense on Apple Watch, see today’s and this month’s spending on the watch face, and sync that entry back to your iPhone.
IN Forex
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IN Forex shows today’s gold rate in rupees for 24K, 22K and 18K, per 10 g and per gram, and silver per kg, updated about once a minute. It also estimates what a piece of gold jewellery should cost, and keeps more than a hundred currencies against the rupee. GOLD: 24K, 22K AND 18K Gold leads with the rate per 10 g, with the rate per gram beside it, and gives 24K, 22K and 18K each its own rate. The troy ounce is still on the unit switch. WHAT THE RATE IS The gold and silver rates are our estimate of the rate in India: the world price in rupees plus India’s import duty, before GST. Shops set their own rates, so a jeweller’s rate can be higher or lower. The world price is one tap away. Platinum and palladium are shown at the world price. SILVER, PLATINUM AND PALLADIUM Silver leads with the rate per kg, with the rate per gram beside it. Platinum and palladium are on the board too, per 10 g and per gram, marked as the world price. When a rate changes, the digits that changed roll over and the figure turns green or red, so you see the move as it happens. PRICE A PIECE OF GOLD The Estimate tab works out what a piece should cost. Enter the weight in grams, 10 g, pavan or tola. Choose the purity: 24K, 22K, 18K or 14K, or type the fineness on the hallmark, such as 916 or 750. Add the making charge. Estimate values the gold at our estimate, then adds making and GST. CHECK A SHOP’S QUOTE Run it the other way. Enter the total a shop quoted you, with the weight and purity. The shop’s rate starts at our estimate: change it to the shop’s own, and Estimate shows the making and other charges inside the quote. Leave it at ours, and Estimate shows how far the quote sits above our estimate, before GST. CURRENCIES TOO The US dollar, the dirham, the riyal, the pound and more than a hundred others, each in rupees. Convert between any two. The amount you enter stays fixed; the converted amount updates as rates change. Tap a currency to see its rate in rupees and the whole board in it. YOURS TO ARRANGE Drag the board into your own order and hide what you never look at. No account, no sign-up, no password; your settings stay on your phone. WHAT IT IS NOT Rates are indicative. Currency rates are mid-market prices; gold and silver are our estimate of the Indian rate, before GST. They are not a quote, not a dealer’s buying or selling price, and may differ from what any bank, exchange or jeweller offers. Don’t use the board or the estimate to settle a transaction. Check the hallmark and the shop’s own bill before you buy. IN Forex is free and supported by ads.
Screenshots
Verdict
The clearest difference is in-app purchases: IN Forex at none against SimpleSpend's 3. IN Forex also leads on iOS requirement (15.0 vs 18.0). SimpleSpend's advantage is ads (none vs shown) and update cadence (every 8 days vs monthly). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SimpleSpend sells 3 in-app purchases, starting at $1.29 per month. IN Forex asks for nothing beyond the download.
SimpleSpend ships an update every 8 days, IN Forex monthly. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.
| Parameter | SimpleSpend | IN Forex |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 8 days — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 42 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | 杭 李 | Laldinsoft Ltd |
In-app purchases
SimpleSpend
- SimpleSpend Pro$1.291 Month
- SimpleSpend Pro14 Days trial$7.991 Year
- SimpleSpend Pro$26.90
IN Forex
No in-app purchases
Questions
Is SimpleSpend free?
Is IN Forex free?
Do SimpleSpend or IN Forex have ads?
Which is updated more often, SimpleSpend or IN Forex?
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