SimpleSpend vs Kept

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/ Log an expense on Apple Watch, see today’s and this month’s spending on the watch face, and sync that entry back to your iPhone.

Kept helps you track what you spend and save more — on your own or together with the people you share a home with. Log what was spent, choose who paid and how it splits, and Kept keeps the running balance for everyone. No spreadsheet, no awkward reminders. When it's time to settle up, Home shows exactly who owes whom. FREE • Add shared expenses and split them any way, evenly or custom • Record a plain IOU when there's no purchase behind it • See a live "who owes whom" for the whole household • Settle up in full or in part, in any of 11 currencies • Monthly budgets per category, with alerts when you're close to a limit • Save the people you send money to as recipients • Reminders for card bills, subscriptions and installments • Get advice on your spending from your own Claude account: only totals are shared, and only when you choose • Invite your household with a code; an admin approves new members • Lock the app with Face ID, a fingerprint, or a passcode KEPT PLUS An optional subscription for the money tools beyond day-to-day splitting: • Installments: car, phone, and school-fee payment plans • Gameya: track a savings circle you're part of • Savings goals, with or without funding them upfront • Assets: gold, crypto, and anything else you own, valued live • Cards: your wallets and balances in one place Built for Gulf households: the Omani rial is a first-class currency (alongside AED, SAR, USD, EUR, GBP, EGP and TRY), and the app is fully localized in English, Arabic (right-to-left) and Turkish. Kept does not connect to a bank, show ads, or track you. Your household's data is visible only to the people in that household. Kept Plus is an auto-renewing subscription. Payment is charged to your App Store account at confirmation. It renews automatically unless cancelled at least 24 hours before the period ends. Manage or cancel it in your App Store account settings. Prices vary by region. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bayt-expenses.netlify.app/privacy.html