Comparison

Budget Flow vs SlipSense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow

This personal finance app helps you manage your money privately. Track accounts, set custom budget buckets, and monitor your progress towards financial goals. Your data is end-to-end encrypted and only accessible with your PIN.

Highlights
  • Multi-account tracking
  • Smart budget buckets
  • Fixed expense management
  • Multiple income streams
  • Goal tracking
  • Category progress overview
  • Manual expense logging
Features
Read full description

Budget Flow — private budgeting that grows your money. Plant your habits. Grow your money tree. Budget Flow is a personal finance app built around a simple idea: every dollar should have a job, and no one but you should ever see where it goes. Track all of your accounts in one place. Sort each paycheck into Needs, Wants, and Savings buckets. Watch your goals fill in as the months go by. Get an at-a-glance picture of what's on track and what needs attention — without handing your financial life to a tech company. PRIVACY BY DESIGN — YOUR DATA IS YOURS ALONE Budget Flow is end-to-end encrypted. Your financial data is encrypted on your device with a key derived from a PIN you set. We use industry-standard algorithms (NaCl XSalsa20-Poly1305 + PBKDF2-HMAC-SHA512), and our server only ever sees ciphertext. Not Budget Flow staff, not our hosting provider, not anyone without your PIN can decrypt your numbers. We don't sell your data, share it, or run analytics on it. A NOTE ON THE PIN Because Budget Flow is truly end-to-end encrypted, your PIN is the only thing that can decrypt your data. If you forget it while you're still signed in, you can reset it with a code sent to your email and your data stays intact. But if you're locked out entirely, your data cannot be recovered — not by us, not by anyone. This is the cost of true privacy. Keep your PIN somewhere safe. FEATURES • Log an expense in one line — Type "coffee 12" and you're done. Budget Flow works out the amount, the date, and the right bucket, and learns how you categorize as you go. Dates work too: "gas 40 monday" or "vacation 800 june." Prefer to talk? Tap the microphone on your keyboard and say it instead. • Smart budget buckets — Create custom buckets like "Rent," "Groceries," "Vacation fund," or "Emergency savings." Allocate by percentage of income or fixed dollar amount. Link each bucket to the account it pulls from. • See the shape of your budget — Buckets render as a pie chart, biggest share first, each slice labelled with its percentage. Tap a slice to open that bucket. Prefer a list? Show either view, or both. • Multi-account tracking — Checking, savings, cash, as many as you like. Balances update as paychecks land and money moves between accounts. • Fixed expenses, handled — Add subscriptions, loans, and recurring bills with their pay frequency. They're applied to your buckets each month based on actual payment dates. • Multiple income streams — Track recurring paychecks (weekly, bi-weekly, semi-monthly, monthly, annual) and one-off variable income for freelance or side gigs. • Goals you'll actually hit — Set a target amount and a date, and Budget Flow projects whether your linked savings bucket will get you there, then tells you how much more you'd need each month if you're short. • Category coverage at a glance — The home screen shows overall progress for Needs, Wants, and Savings, and flags any account that's fallen short of what its buckets have accrued. Tap any category for an item-level breakdown. • Reminders that keep you honest — A daily, weekly, or monthly nudge to log what you spent, at whatever time you choose. Scheduled on your phone, so nothing about your spending leaves it. • Account transfers — Record transfers between your own accounts, and balances stay accurate without double-counting. • Your data on every device — Sign in on a new phone, enter your PIN, and your budget is there. Your PIN still never leaves your device. • CSV export — Download a full record of your accounts, transactions, transfers, income, and goals as a CSV any time. Your data is always portable. • Face ID unlock — Optional biometric access after your first PIN. • Hide-balances mode — One tap masks every dollar amount across the app. Great for using it in public. • Light, dark, or system — Comes in emerald green. Defaults to dark mode. Built for people who want to actually understand where their money is going without any hassles.

About

SlipSense

Features
Read full description

SlipSense เปลี่ยนสลิปโอนเงินในเครื่องให้เป็นแดชบอร์ดสรุปรายจ่ายที่สวยงาม อ่านง่าย จบครบในหน้าเดียว โดยที่คุณไม่ต้องพิมพ์เองแม้แต่คำเดียว! ด้วยระบบจัดการคลังสลิปอัจฉริยะ ตัวแอปจะสแกนรูปภาพสลิปธนาคารและแยกหมวดหมู่ค่าใช้จ่ายของแต่ละธนาคารให้ทันที พร้อมแดชบอร์ดสรุปยอดและกราฟวิเคราะห์พฤติกรรมการใช้เงินอย่างละเอียด เพื่อช่วยให้คุณวางแผนการเงินได้ดียิ่งขึ้น ฟีเจอร์หลักของ SlipSense: สแกนสลิปอัตโนมัติ: ค้นหาและสแกนสลิปโอนเงินจากคลังรูปภาพให้อัตโนมัติ ไม่ต้องนั่งกรอกตัวเลขเอง แดชบอร์ดสรุปยอด: แสดงภาพรวมการใช้เงินชัดเจน แยกยอดตามธนาคารพร้อมกราฟที่เข้าใจง่าย วิเคราะห์พฤติกรรม: แสดงแนวโน้มการใช้จ่ายย้อนหลัง และวิเคราะห์ช่วงเวลาที่ใช้เงิน ค้นหาประวัติง่าย: เช็คประวัติย้อนหลังได้ทันที ค้นหาง่าย ไม่ต้องเลื่อนหาในอัลบั้มรูป คัดกรองอัจฉริยะ: ระบบข้ามสลิปที่ซ้ำกัน และสลิปโอนเงินเข้าบัญชีตัวเองให้อัตโนมัติ ปลอดภัยขั้นสุดและเป็นส่วนตัว 100% ข้อมูลทางการเงินและรูปภาพทั้งหมดของคุณ จะถูกประมวลผลด้วย Local OCR และจัดเก็บไว้ในเครื่องของคุณเท่านั้น โดยไม่มีการส่งข้อมูลออกไปยังเซิร์ฟเวอร์ภายนอก มั่นใจเรื่องความเป็นส่วนตัวสูงสุด

Screenshots

Budget Flow4 screens
SlipSense4 screens

Verdict

The call

The clearest difference is device support: Budget Flow at 3 against SlipSense's 1. Budget Flow also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Budget Flow ships an update every 2 months, SlipSense every 6 weeks. The most recent releases landed on September 26, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
Budget Flow versus SlipSense: the parameters behind the verdict, then further details
ParameterBudget FlowSlipSense
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size43 MB4 MB
Age rating4+4+
DeveloperPEARLE MANISH SHAHChinnawong Moonkhonburi

In-app purchases

None

Budget Flow

No in-app purchases

None

SlipSense

No in-app purchases

Questions

Is Budget Flow free?
Budget Flow is free to download, with no in-app purchases.
Is SlipSense free?
SlipSense is free to download, with no in-app purchases.
Do Budget Flow or SlipSense have ads?
Neither Budget Flow nor SlipSense shows ads.
Which is updated more often, Budget Flow or SlipSense?
Budget Flow ships an update every 2 months, and SlipSense every 6 weeks. Most recently, Budget Flow was updated on September 26, 2026 and SlipSense on October 16, 2026.

Other comparisons