Phantom vs Postpone

Charged for a subscription you forgot—or one you already canceled? Phantom helps you find it, cancel it, keep the proof, and build the case to fight the charge. No bank login. No Phantom server. Start free in about a minute. FIND THE MONEY LEAK Import a screenshot of your Apple subscriptions, a statement screenshot, or a bank CSV. Apple Vision reads images on your iPhone, or you can add anything manually. Phantom turns recurring charges into one clear list—without asking for your bank credentials. KNOW WHAT TO CUT Zombie Scores surface subscriptions that look unused, overpriced, or redundant. See what renews next, what costs the most, and where a cheaper plan, free alternative, or bundle you already own could replace it. CANCEL WITH PROOF Open the vendor’s real cancellation path and follow a focused checklist. Save the confirmation number, notes, or a screenshot in your private evidence locker. If another charge appears, your proof is ready. FIGHT UNWANTED CHARGES Create a structured dispute letter from your facts. If the merchant does not resolve it, build a chargeback packet with the timeline, evidence, and a script you can use when contacting your card issuer. Phantom prepares the materials; you stay in control and send them yourself. PAY LESS FOR WHAT YOU KEEP Use retention and downgrade guidance across 100+ popular services, apps, memberships, and products. Phantom shows service-specific tactics when reliable sources exist and a proven general script when they do not. PRIVATE BY DESIGN • No bank login or account aggregator • OCR and subscription analysis run on-device • No ads, tracking SDKs, or affiliate links • Optional Sign in with Apple syncs supported data through your private iCloud database • Your subscription data is never sent to a Phantom server START FREE Track your five highest-cost subscriptions, view one alert at a time, and create one dispute letter each month. PHANTOM PRO Unlock unlimited subscriptions, dispute letters and chargeback packets, full Zombie Score details, all alerts, the evidence locker, cancellation guidance, alternatives, and negotiation scripts. $3.99 monthly or $29.99 yearly. Subscriptions renew automatically unless canceled through your Apple ID settings. Avoid one $29.99 renewal and a year of Pro has paid for itself. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kyle-zhai.github.io/Phantom/privacy.html

Postpwn (Postpone) is a subscription tracker built on one simple idea: before something auto-renews, you should decide whether to keep paying or find a better option. Subscriptions are not the problem - forgetting about them is. Postpwn shows every upcoming charge so you stay in control. Here's what you get: • Renewal reminders before every charge • Monthly run rate and yearly projections • Spending breakdowns by category • Cheaper alternatives and bundle suggestions for what you already pay for • 100+ curated brands with accurate plan tiers and pricing No bank login. No email scraping. No auto-cancel shenanigans. Just the math, the reminders, and the power to decide. See every renewal BEFORE it hits your wallet.