Phantom vs Cancel Subscriptions & Find
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Phantom
This app helps you identify and cancel unwanted recurring charges by scanning your bank transactions. It provides tools to dispute wrongful charges and offers scripts for negotiating discounts with service providers. Prioritizes user privacy with an on-device scanning approach.
- Scan bank transactions for recurring charges
- Identify unused subscriptions with Zombie Score
- Generate EFTA-compliant dispute letters
- Receive price increase alerts
- Negotiation scripts for discounts
- On-device scanning for privacy
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You're still paying for subscriptions you forgot you had. Phantom finds them without a bank login — then helps you cancel, keep the proof, and fight charges that should never have gone through. Nothing leaves your iPhone. GET YOUR MONEY BACK 1.Find the charges. Start from Apple subscriptions, screenshot a statement, or import a bank CSV. On-device OCR reads it. No account to connect. No password to hand over. 2.See the zombies. Every recurring charge gets a Zombie Score from 0–100: overlapping services, what you rate it, and whether you're paying above market. The 80+ ones are the money quietly leaving. 3.Cancel with a checklist. Phantom opens the vendor's real cancel page and walks you through it. Save a confirmation number or screenshot in an on-device evidence locker — so you have proof if they bill you again. 4.Fight the charge. Generate an EFTA/ROSCA-compliant dispute letter for silent auto-renewals, trial traps, and billing after you already cancelled. If the merchant won't refund, Phantom builds a chargeback packet with a Regulation E/Z script you can read to your bank. 5.Don't get surprised twice. Price-hike and trial-end alerts, plus a reminder to re-scan your next statement. For 47 services, keep the sub and call in a retention discount instead. PRIVATE BY DESIGN Phantom has no servers and no bank connection. Statements stay on your phone. Evidence stays on your phone. We never receive your data, so we can't sell it. • We never ask for your bank login. • We never sell your data. • We never push loans or credit cards. PRICING Free — track up to 5 subscriptions and send 1 dispute letter a month. Phantom Pro — $3.99/month or $29.99/year (save 37%): unlimited subscriptions, unlimited dispute letters and chargeback packets, cancel checklists, the on-device evidence locker, every alert, and all 47 negotiation scripts. Pro pays for itself the first time it catches a charge you would have missed. Start free. Find what you're losing in about a minute. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kyle-zhai.github.io/Phantom/privacy.html
Cancel Subscriptions & Find
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sorted by what renews next. - Get reminded before a free trial converts to paid — choose your lead time (3 days, 1 day, or day-of). - Ready to cancel? One tap opens your iPhone's subscription settings right at that service. For subscriptions that aren't billed through the App Store — your gym, your insurance, a website — Cancel Subscriptions Manager hands you a clear, step-by-step guide to get it cancelled. WHAT YOU CAN TRACK - Streaming: Netflix, Hulu, Disney+, Max, Paramount+, Peacock, Apple TV+ - Music & audio: Spotify, Apple Music, Pandora, SiriusXM, Audible - AI & software: ChatGPT, Claude, Canva, Adobe, Notion, Dropbox, iCloud+ - Memberships: Amazon Prime, Uber One, DoorDash DashPass, your gym - News & learning: NYT, WSJ, Washington Post, Duolingo, Coursera ...and anything you add yourself, down to the ones you forgot you ever signed up for. NEVER GET SURPRISED BY A RENEWAL Free trials are designed so you forget. Cancel Subscriptions Manager reminds you before the charge hits — not after — so a trial you meant to cancel never becomes a refund fight. Set a reminder on every renewal, trial or not. WHY CANCEL SUBSCRIPTIONS MANAGER - Built to help you cancel, not just stare at a list. Most trackers stop at "here's what you pay." We take you to the exit. - Reminders that actually arrive, so a forgotten trial never turns into a surprise charge. - No subscription to use a subscription tracker. (Yes, really.) Every tracking, reminder, and cancellation feature is free. - Pay once to remove ads — a single one-time purchase, no recurring fee, ever. - Your subscriptions stay on your device. No account, no bank login, nothing to leak. THE MATH The average person has 11 active subscriptions and has forgotten about 3 of them. That's money leaving your account every month for things you don't use. Cancel Subscriptions Manager is the five-minute habit that stops it. PRICING Cancel Subscriptions Manager is free and supported by ads. Don't want ads? Remove them forever with a single one-time purchase — no subscription, no monthly fee. Every feature works on the free version. PRIVACY No account to create. No bank connection. Your subscription list lives on your device. Download Cancel Subscriptions Manager and take back control of your recurring charges. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Phantom at none against Cancel Subscriptions & Find's shown. Cancel Subscriptions & Find's advantage is update cadence (every 2 days vs every 5 weeks) and device support (3 vs 1). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Phantom sells 2 in-app purchases, starting at $3.99 per month and Cancel Subscriptions & Find sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Phantom ships an update every 5 weeks, Cancel Subscriptions & Find every 2 days. The most recent releases landed on August 27, 2026 and September 13, 2026 respectively.
| Parameter | Phantom | Cancel Subscriptions & Find |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 weeks | Every 2 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 4 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | 逸楠 翟 | Youssef Ait ouchaour |
In-app purchases
Phantom
- Phantom Pro$3.991 Month
- Phantom Pro Annual$29.991 Year
Cancel Subscriptions & Find
- Lifetime Pro$19.99





