Comparison

Phantom vs Cancel Subscriptions & Find

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Phantom

This app helps you identify and cancel unwanted recurring charges by scanning your bank transactions. It provides tools to dispute wrongful charges and offers scripts for negotiating discounts with service providers. Prioritizes user privacy with an on-device scanning approach.

Highlights
  • Scan bank transactions for recurring charges
  • Identify unused subscriptions with Zombie Score
  • Generate EFTA-compliant dispute letters
  • Receive price increase alerts
  • Negotiation scripts for discounts
  • On-device scanning for privacy
Read full description

Charged for a subscription you forgot—or one you already canceled? Phantom helps you find it, cancel it, keep the proof, and build the case to fight the charge. No bank login. No Phantom server. Start free in about a minute. FIND THE MONEY LEAK Import a screenshot of your Apple subscriptions, a statement screenshot, or a bank CSV. Apple Vision reads images on your iPhone, or you can add anything manually. Phantom turns recurring charges into one clear list—without asking for your bank credentials. KNOW WHAT TO CUT Zombie Scores surface subscriptions that look unused, overpriced, or redundant. See what renews next, what costs the most, and where a cheaper plan, free alternative, or bundle you already own could replace it. CANCEL WITH PROOF Open the vendor’s real cancellation path and follow a focused checklist. Save the confirmation number, notes, or a screenshot in your private evidence locker. If another charge appears, your proof is ready. FIGHT UNWANTED CHARGES Create a structured dispute letter from your facts. If the merchant does not resolve it, build a chargeback packet with the timeline, evidence, and a script you can use when contacting your card issuer. Phantom prepares the materials; you stay in control and send them yourself. PAY LESS FOR WHAT YOU KEEP Use retention and downgrade guidance across 100+ popular services, apps, memberships, and products. Phantom shows service-specific tactics when reliable sources exist and a proven general script when they do not. PRIVATE BY DESIGN • No bank login or account aggregator • OCR and subscription analysis run on-device • No ads, tracking SDKs, or affiliate links • Optional Sign in with Apple syncs supported data through your private iCloud database • Your subscription data is never sent to a Phantom server START FREE Track your five highest-cost subscriptions, view one alert at a time, and create one dispute letter each month. PHANTOM PRO Unlock unlimited subscriptions, dispute letters and chargeback packets, full Zombie Score details, all alerts, the evidence locker, cancellation guidance, alternatives, and negotiation scripts. $3.99 monthly or $29.99 yearly. Subscriptions renew automatically unless canceled through your Apple ID settings. Avoid one $29.99 renewal and a year of Pro has paid for itself. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kyle-zhai.github.io/Phantom/privacy.html

About

Cancel Subscriptions & Find

Features
Read full description

sorted by what renews next. - Get reminded before a free trial converts to paid — choose your lead time (3 days, 1 day, or day-of). - Ready to cancel? One tap opens your iPhone's subscription settings right at that service. For subscriptions that aren't billed through the App Store — your gym, your insurance, a website — Cancel Subscriptions Manager hands you a clear, step-by-step guide to get it cancelled. WHAT YOU CAN TRACK - Streaming: Netflix, Hulu, Disney+, Max, Paramount+, Peacock, Apple TV+ - Music & audio: Spotify, Apple Music, Pandora, SiriusXM, Audible - AI & software: ChatGPT, Claude, Canva, Adobe, Notion, Dropbox, iCloud+ - Memberships: Amazon Prime, Uber One, DoorDash DashPass, your gym - News & learning: NYT, WSJ, Washington Post, Duolingo, Coursera ...and anything you add yourself, down to the ones you forgot you ever signed up for. NEVER GET SURPRISED BY A RENEWAL Free trials are designed so you forget. Cancel Subscriptions Manager reminds you before the charge hits — not after — so a trial you meant to cancel never becomes a refund fight. Set a reminder on every renewal, trial or not. WHY CANCEL SUBSCRIPTIONS MANAGER - Built to help you cancel, not just stare at a list. Most trackers stop at "here's what you pay." We take you to the exit. - Reminders that actually arrive, so a forgotten trial never turns into a surprise charge. - No subscription to use a subscription tracker. (Yes, really.) Every tracking, reminder, and cancellation feature is free. - Pay once to remove ads a single one-time purchase, no recurring fee, ever. - Your subscriptions stay on your device. No account, no bank login, nothing to leak. THE MATH The average person has 11 active subscriptions and has forgotten about 3 of them. That's money leaving your account every month for things you don't use. Cancel Subscriptions Manager is the five-minute habit that stops it. PRICING Cancel Subscriptions Manager is free and supported by ads. Don't want ads? Remove them forever with a single one-time purchase — no subscription, no monthly fee. Every feature works on the free version. PRIVACY No account to create. No bank connection. Your subscription list lives on your device. Download Cancel Subscriptions Manager and take back control of your recurring charges. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Phantom4 screens
Cancel Subscriptions & Find4 screens

Verdict

The call

The clearest difference is ads: Phantom at none against Cancel Subscriptions & Find's shown. Cancel Subscriptions & Find's advantage is update cadence (every 2 weeks vs monthly) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Phantom sells 2 in-app purchases, starting at $3.99 per month and Cancel Subscriptions & Find sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Phantom ships an update monthly, Cancel Subscriptions & Find every 2 weeks. The most recent releases landed on October 12, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 5 level
Phantom versus Cancel Subscriptions & Find: the parameters behind the verdict, then further details
ParameterPhantomCancel Subscriptions & Find
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyMonthlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationSubscription—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size5 MB51 MB
Age rating4+4+
Developer逸楠 翟Youssef Ait ouchaour

In-app purchases

2 purchases

Phantom

Subscriptions2
  • Phantom Pro$3.991 Month
  • Phantom Pro Annual$29.991 Year
1 purchases

Cancel Subscriptions & Find

One-time1
  • Lifetime Pro$19.99

Questions

Is Phantom free?
Phantom is free to download, with in-app purchases available.
Is Cancel Subscriptions & Find free?
Cancel Subscriptions & Find is free to download, with in-app purchases available.
Do Phantom or Cancel Subscriptions & Find have ads?
Cancel Subscriptions & Find shows ads; Phantom does not.
Which is updated more often, Phantom or Cancel Subscriptions & Find?
Phantom ships an update monthly, and Cancel Subscriptions & Find every 2 weeks. Most recently, Phantom was updated on October 12, 2026 and Cancel Subscriptions & Find on October 17, 2026.

Other comparisons