COMMITLY Spend vs Keel

COMMITLY Spend is the mobile companion to COMMITLY for managing corporate cards and approving bills on the go. It gives finance teams and cardholders quick access to card activity, receipt capture, and invoice approvals — without opening the desktop app. Core capabilities Card & transaction overview— View your COMMITLY business debit cards, limits, and outstanding balances. Browse and search transactions in real time, with filters for missing receipts. Receipt capture & attachment— Attach a receipt to a card transaction by taking a photo with your device camera or choosing an image from your library, keeping records organized and audit-ready. Bill approvals— Review pending invoices assigned to you, open bill details and attached PDFs, and approve or reject bills directly from your phone. Stay on top of due dates and early-payment discounts. Push notifications— Get alerts for missing receipts, new transactions, and bills awaiting your approval, with deep links into the right screen. Security & preferences— Sign in with Face ID or Touch ID, choose light or dark mode, and switch language (English, Deutsch, Italiano). Typical use flows Cards & receipts Enable COMMITLY Wallet in COMMITLY settings. Use your COMMITLY business debit card for a purchase. Open COMMITLY Spend app to review the transaction. Attach a receipt photo via camera. Bills approval Connect Bills in COMMITLY and submit invoices into your approval workflow. Receive a push notification when a bill needs your approval. Open the Bills tab in COMMITLY Wallet to review the invoice. Approve or reject the bill on the spot. Summary COMMITLY Spend is built for users who need fast, mobile access to business debit card transactions, receipt management, and bill approvals — fully integrated with the COMMITLY ecosystem.

Keel is the first Malaysian money app built around that difference — so you always know which debt actually matters. Your Atome plan ends. Your credit card doesn't. Keel sorts everything you owe into three kinds: FINITE — BNPL & installments (Atome, SPayLater, EzyPay). These end. Keel shows you when. FOREVER — subscriptions. Keel shows what they really cost you. REVOLVING — credit cards. The one quietly bleeding interest. Keel flags it first. WHAT YOU GET FREE Financial health, honestly scored — Cash Flow, Debt Health, Resilience Your real leftover each month, and exactly how it's calculated A timeline of when each debt ends and your monthly load drops One-tap balance updates and gentle payment reminders KEEL PREMIUM An AI coach that gives it straight — "Which debt do I attack first?" "Can I afford this?" Honest answers, no jargon Your personalised debt-free plan Monthly or annual. The free tier is real and stays free. PRIVATE BY ARCHITECTURE No account. No bank login. No analytics. No ads. Your data never leaves your phone — there's no server database, so we couldn't see it if we wanted to. The AI coach only receives an anonymised summary: no names, no banks, no account numbers. Keel is an informational and educational tool — not a bank, lender, or financial adviser. Built for Malaysia, in Ringgit, for how debt actually works here. Privacy Policy: https://get-keel.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/