Aset vs CardCycle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Aset
Manually track your net worth by organizing accounts, loans, investments, and properties in a private digital wallet. Visualize your financial position with detailed overviews, trends, and asset structure insights. Supports multiple currencies and offers a privacy-first approach without bank linking.
- Manual net worth tracking
- Private asset wallet
- Multi-currency management
- Financial trend visualization
- FIRE progress tracking
- Customizable asset cards
- Privacy-focused design
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Gather your bank cards, credit cards, cash, funds, stocks, real estate, loans, and multi-currency accounts into one private folder for your assets. Update a balance by hand, and you can see exactly how much you have, where your money is, and how it has changed lately. Aset is a privacy-first, manual net worth tracker. It never connects to your bank, never asks for online banking logins or passwords, and never reads your transactions. Your financial records stay on your device by default. Turn on iCloud sync and they are stored only in your private iCloud database, never on a server run by Aset. 【Manage your assets like organizing a folder】 Sort accounts, cash, investments, real estate, and loans into cards, then make them yours with custom colors, icons, and display styles. Drag and drop to arrange everything the way you like. Assets, liabilities, and net worth sit together in one overview you can read at a glance, and you can look back at trends by month, quarter, or year. 【Live quotes and multiple currencies, converted for you】 Link investment holdings to their market symbols and refresh stock and fund quotes with a tap. Set your main currency and balances in other currencies are converted and totaled automatically, no manual math required. You can also set regular reminders to keep your records up to date. 【Understand the structure, track your goals】 Use charts to see your asset allocation and how your liabilities break down, and understand what each piece contributes to your net worth. Track your progress toward FIRE and financial independence, and check in anytime with a Home Screen widget. 【Privacy first, so you can record with peace of mind】 No bank connections, no online banking passwords, no transaction syncing. Your core financial records stay on your device or in your own private iCloud database. We can't see what you record, and we'll never sell it or use it for ad profiling. A privacy lock and background blur also help keep sensitive balances from catching a passerby's eye. 【Aset Pro】 Upgrade to Aset Pro to unlock: • Unlimited asset cards • Multi-balance accounts: track multiple currencies, checking and term balances, and more under a single account • Automatic currency conversion for an easier view of your total assets • One-tap stock and fund quote updates, so you enter fewer prices by hand • More Pro features rolling out over time Plans: • Monthly: auto-renewing • Yearly: auto-renewing, with a 7-day free trial • Lifetime: a one-time purchase for the long haul Your subscription renews automatically unless you cancel at least 24 hours before the renewal date. Once you confirm your purchase, the charge is applied to your Apple ID account. You can manage or cancel your subscription anytime in your Apple ID settings. 【We'd love to hear from you】 Aset is still early, and we're always refining the features, the experience, and every little detail. If it helps you, we'd be grateful if you shared it with friends who also want to track their assets and manage their net worth, or left a review on the App Store. It really means a lot to us. Run into a problem or have a feature idea? Email us at ios_zhou@163.com, or find us through App Support on the App Store page. We read every piece of feedback carefully. Thank you for letting Aset help you record your asset changes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://assetcardapp.com/docs/legal/privacy/
CardCycle
This app helps you manage credit card annual fees by tracking fee cycles, waiver rules, and spending goals. It allows you to log transactions and filter cards by various criteria. Data syncs privately across devices.
- Track annual fees and cycle dates
- Manage waiver rules
- Monitor spending goals
- Log transactions quickly
- Filter cards by bank and status
- Cross-device data sync
- Customizable appearance
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CardCycle is a simple tracker for credit card annual fee cycles. • Record annual fees, currencies, cycle dates, and waiver rules • Track spending-count, spending-amount, or combined goals • Quickly log transaction counts and spending amounts • Support lifetime-free, non-waivable, and manually completed cards • Filter cards by bank, status, and progress • Sync your data across devices with the private iCloud database for your Apple Account • Choose Chinese or English, plus Light, Dark, or Auto appearance CardCycle does not connect to banks or process card payments, and it never asks for a full card number. You only enter the information needed to manage your card fee cycles.
Screenshots
Verdict
The clearest difference is in-app purchases: CardCycle at none against Aset's 4. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Aset sells 4 in-app purchases, starting at $1.99 per month. CardCycle asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Aset against 5.0 for CardCycle. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Aset ships an update fortnightly, CardCycle every 4 weeks. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.
| Parameter | Aset | CardCycle |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | Fortnightly — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 23 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | 健 周 | 凡 王 |
Customer experience
Aset
CardCycle
In-app purchases
Aset
- Monthly$1.991 Month
- Yearly7 Days trial$9.991 Year
- Lifetime Access$6.99
- Lifetime$29.99
CardCycle
No in-app purchases









