Payday Buckets vs Buckets Splitting

Tired of spreadsheets, sticky notes and paycheck guesswork? Payday Buckets answers one simple question: “What do I move this payday?” Set up the bills, savings goals and irregular expenses you want to plan for. Tell Payday Buckets when you get paid, and it calculates what to set aside in each bucket every payday. Use it for sinking funds, envelope budgeting, sub-savings accounts, bill planning, subscriptions, yearly expenses, savings goals and everyday categories. WHY PAYDAY BUCKETS • Plan around your real pay cycle — weekly, biweekly, monthly, twice monthly, or a custom interval. • Built for buckets and sinking funds, not endless transaction tracking. • Know what to move each payday before the money disappears. • No bank login required. • Your data is stored locally on your device. • iCloud sync keeps your iPhone and iPad up to date using your private iCloud account. • Designed for people who already use separate accounts, buckets or savings spaces and want a simple way to manage them. HOW IT WORKS 1. Create the buckets that matter — bills, savings goals, subscriptions, irregular expenses and everyday categories. 2. Choose how each bucket should be funded — by due date, fixed amount, top-up to target, or manual. 3. On payday, run your payday plan. 4. Payday Buckets shows exactly what to move into each bucket. 5. Mark bills as paid and keep your bucket balances up to date. FEATURES • Guided Simple Mode for quick bucket setup • Advanced editor for detailed bucket planning • Weekly, biweekly, monthly, twice-monthly and custom pay schedules • Smart payday plans for bills, savings goals, subscriptions and irregular expenses • Scheduled transactions for recurring bills, income and transfers • Upcoming bills view with overdue, 7-day, 30-day and later sections • Insights for bucket forecasts, monthly outlook and budget balancing • Payday plan history • Local reminders for payday, bills, transfers and underfunded buckets • Rename, recolor and organize categories • iCloud sync across iPhone and iPad • Light, Dark and System themes • Dynamic Type and VoiceOver support • CSV export and JSON backup PREMIUM Payday Buckets is free to try with up to 5 active buckets. Upgrade to Premium for: • Unlimited active buckets • Unlimited scheduled transactions PRIVACY Payday Buckets does not require bank access. Your budgeting data is stored locally on your device. If you turn on iCloud sync, your data syncs through your private iCloud account, not through a Payday Buckets budgeting server. SUPPORT Questions or feedback? Get in touch from Settings → About inside the app. Stop guessing what to set aside. Start every payday with a clear plan. What’s New 1.0 First release of Payday Buckets! Plan each payday around your bills, savings goals, subscriptions and sinking funds. • Create buckets for the things you need to fund • Set your pay schedule • Run a payday plan to see what to move into each bucket • Track scheduled bills and recurring transactions • View upcoming bills and bucket forecasts • Sync across iPhone and iPad with iCloud sync • Export your data with CSV and JSON backup Thanks for trying Payday Buckets — your feedback will help shape what comes next.

Buckets helps groups track shared expenses fairly without re-entering custom splits every time. Most apps ask how to split each expense. Buckets is different: you set a ratio once per bucket, and every payment logged to that bucket splits automatically. Rent can be 40/30/30 while groceries stay even. PERFECT FOR • Roommates splitting rent, utilities, and household costs • Couples with different income or usage patterns • Friend groups tracking trip or event expenses • Anyone in more than one shared-cost group at a time HOW IT WORKS 1. Sign in with your phone number 2. Create or join a group with an invite code 3. Create buckets with the split ratio your group wants 4. Log payments against a bucket—Buckets calculates each person’s share 5. View balances by bucket and for the whole group 6. Mark payments settled as your group pays each other back KEY FEATURES • Persistent split ratios per bucket—not per expense • Multiple groups, each with its own buckets and balances • Friends list for easy group invites • Payment history with category filters • Optional Venmo username on your profile • Push notifications for group invites and new payments • Simple, focused design built for real households GOOD TO KNOW Buckets is a record-keeping tool. It does not move money, link bank accounts, or process payments. You settle up directly with other members (for example via Venmo or any method you choose). Balances are based on what your group enters. Questions or feedback? Use Contact Support in Settings—we’re happy to help.