Payday Buckets vs Budgetti

Tired of spreadsheets, sticky notes and paycheck guesswork? Payday Buckets answers one simple question: “What do I move this payday?” Set up the bills, savings goals and irregular expenses you want to plan for. Tell Payday Buckets when you get paid, and it calculates what to set aside in each bucket every payday. Use it for sinking funds, envelope budgeting, sub-savings accounts, bill planning, subscriptions, yearly expenses, savings goals and everyday categories. WHY PAYDAY BUCKETS • Plan around your real pay cycle — weekly, biweekly, monthly, twice monthly, or a custom interval. • Built for buckets and sinking funds, not endless transaction tracking. • Know what to move each payday before the money disappears. • No bank login required. • Your data is stored locally on your device. • iCloud sync keeps your iPhone and iPad up to date using your private iCloud account. • Designed for people who already use separate accounts, buckets or savings spaces and want a simple way to manage them. HOW IT WORKS 1. Create the buckets that matter — bills, savings goals, subscriptions, irregular expenses and everyday categories. 2. Choose how each bucket should be funded — by due date, fixed amount, top-up to target, or manual. 3. On payday, run your payday plan. 4. Payday Buckets shows exactly what to move into each bucket. 5. Mark bills as paid and keep your bucket balances up to date. FEATURES • Guided Simple Mode for quick bucket setup • Advanced editor for detailed bucket planning • Weekly, biweekly, monthly, twice-monthly and custom pay schedules • Smart payday plans for bills, savings goals, subscriptions and irregular expenses • Scheduled transactions for recurring bills, income and transfers • Upcoming bills view with overdue, 7-day, 30-day and later sections • Insights for bucket forecasts, monthly outlook and budget balancing • Payday plan history • Local reminders for payday, bills, transfers and underfunded buckets • Rename, recolor and organize categories • iCloud sync across iPhone and iPad • Light, Dark and System themes • Dynamic Type and VoiceOver support • CSV export and JSON backup PREMIUM Payday Buckets is free to try with up to 5 active buckets. Upgrade to Premium for: • Unlimited active buckets • Unlimited scheduled transactions PRIVACY Payday Buckets does not require bank access. Your budgeting data is stored locally on your device. If you turn on iCloud sync, your data syncs through your private iCloud account, not through a Payday Buckets budgeting server. SUPPORT Questions or feedback? Get in touch from Settings → About inside the app. Stop guessing what to set aside. Start every payday with a clear plan. What’s New 1.0 First release of Payday Buckets! Plan each payday around your bills, savings goals, subscriptions and sinking funds. • Create buckets for the things you need to fund • Set your pay schedule • Run a payday plan to see what to move into each bucket • Track scheduled bills and recurring transactions • View upcoming bills and bucket forecasts • Sync across iPhone and iPad with iCloud sync • Export your data with CSV and JSON backup Thanks for trying Payday Buckets — your feedback will help shape what comes next.

Budgeting with someone else usually means one person tracking everything and the other finding out at the end of the month. Budgetti is built for two. You both add expenses to the same week. Your partner logs a grocery run and it's on your phone a second later — same total, same categories, no reconciling, no "did you get that one?" SHARE A BUDGET IN SECONDS Create a budget, share a six-character code, and they're in. No account setup on their side beyond signing in with Apple. KNOW AS IT HAPPENS Get a notification the moment the other person adds an expense, and when a category runs past what you planned. Turn any of it off in Settings. SEE THE WEEK, OR THE MONTH A running total that shows whether you're on pace, spending broken down by category, and a separate line for each person so you can see who's driving it. INCOME, NOT GUESSWORK Most budget apps ask you to invent a limit for "Shopping". Budgetti asks what you actually know: what you earn, and what's already committed. Set your take-home pay — weekly, every two weeks, or monthly — add rent and bills with the day they come out, and it works out what's genuinely free to spend. SEE MONEY BEFORE IT MOVES A 30-day view of what's coming in and going out, so the week where rent lands two days before payday is visible before you get there. SAVE ON PURPOSE Set aside an amount on a schedule and it's treated as committed, not spendable. WHAT IT DOESN'T DO No bank logins. No ads. No selling anything to anyone. Expenses are typed in, which takes a few seconds and means nothing surprising ever shows up in your budget. Free, with no in-app purchases.