Payday Buckets vs PayWindow

Tired of spreadsheets, sticky notes and paycheck guesswork? Payday Buckets answers one simple question: “What do I move this payday?” Set up the bills, savings goals and irregular expenses you want to plan for. Tell Payday Buckets when you get paid, and it calculates what to set aside in each bucket every payday. Use it for sinking funds, envelope budgeting, sub-savings accounts, bill planning, subscriptions, yearly expenses, savings goals and everyday categories. WHY PAYDAY BUCKETS • Plan around your real pay cycle — weekly, biweekly, monthly, twice monthly, or a custom interval. • Built for buckets and sinking funds, not endless transaction tracking. • Know what to move each payday before the money disappears. • No bank login required. • Your data is stored locally on your device. • iCloud sync keeps your iPhone and iPad up to date using your private iCloud account. • Designed for people who already use separate accounts, buckets or savings spaces and want a simple way to manage them. HOW IT WORKS 1. Create the buckets that matter — bills, savings goals, subscriptions, irregular expenses and everyday categories. 2. Choose how each bucket should be funded — by due date, fixed amount, top-up to target, or manual. 3. On payday, run your payday plan. 4. Payday Buckets shows exactly what to move into each bucket. 5. Mark bills as paid and keep your bucket balances up to date. FEATURES • Guided Simple Mode for quick bucket setup • Advanced editor for detailed bucket planning • Weekly, biweekly, monthly, twice-monthly and custom pay schedules • Smart payday plans for bills, savings goals, subscriptions and irregular expenses • Scheduled transactions for recurring bills, income and transfers • Upcoming bills view with overdue, 7-day, 30-day and later sections • Insights for bucket forecasts, monthly outlook and budget balancing • Payday plan history • Local reminders for payday, bills, transfers and underfunded buckets • Rename, recolor and organize categories • iCloud sync across iPhone and iPad • Light, Dark and System themes • Dynamic Type and VoiceOver support • CSV export and JSON backup PREMIUM Payday Buckets is free to try with up to 5 active buckets. Upgrade to Premium for: • Unlimited active buckets • Unlimited scheduled transactions PRIVACY Payday Buckets does not require bank access. Your budgeting data is stored locally on your device. If you turn on iCloud sync, your data syncs through your private iCloud account, not through a Payday Buckets budgeting server. SUPPORT Questions or feedback? Get in touch from Settings → About inside the app. Stop guessing what to set aside. Start every payday with a clear plan. What’s New 1.0 First release of Payday Buckets! Plan each payday around your bills, savings goals, subscriptions and sinking funds. • Create buckets for the things you need to fund • Set your pay schedule • Run a payday plan to see what to move into each bucket • Track scheduled bills and recurring transactions • View upcoming bills and bucket forecasts • Sync across iPhone and iPad with iCloud sync • Export your data with CSV and JSON backup Thanks for trying Payday Buckets — your feedback will help shape what comes next.

Most budgeting, expense tracking and savings planning apps assume everyone has a monthly pay window and is paid on the first of the month. If you're paid weekly, biweekly, semi-monthly, or even monthly on any schedule that doesn't land on the 1st, that mismatch is exactly what makes budgeting feel harder than it needs to. PayWindow builds your budget around your actual pay schedule instead of the calendar. Every paycheck opens its own window — what's coming in, what expenses are due before the next one, what you're putting away for savings and what's left over. Move a bill's due date or adjust an amount for one paycheck, and PayWindow recalculates every window forward automatically. No bank connection required. Everything is entered by you and stored on your device — nothing to link, nothing to sync, nothing to hand over. Free to use: • Accurate weekly, biweekly, semi-monthly, and monthly pay schedules — no guessing, no drift • One income source and one savings goal, fully featured • Unlimited expenses, with weekly, monthly, quarterly, or per-paycheck recurrence • A visual breakdown of every paycheck — tap any slice of income, expense or savings to see exactly where it's going Premium unlocks: • Multiple income sources — track a second job, a spouse's income, or a side gig separately or combined • Multiple savings goals running in parallel, each with its own target date and catch-upstrategy, or a flat amount per paycheck Premium is $2.99/month, $24.99/year, or $79.99 once, with a 7-day free trial. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/