Payday Buckets vs Kashla

Tired of spreadsheets, sticky notes and paycheck guesswork? Payday Buckets answers one simple question: “What do I move this payday?” Set up the bills, savings goals and irregular expenses you want to plan for. Tell Payday Buckets when you get paid, and it calculates what to set aside in each bucket every payday. Use it for sinking funds, envelope budgeting, sub-savings accounts, bill planning, subscriptions, yearly expenses, savings goals and everyday categories. WHY PAYDAY BUCKETS • Plan around your real pay cycle — weekly, biweekly, monthly, twice monthly, or a custom interval. • Built for buckets and sinking funds, not endless transaction tracking. • Know what to move each payday before the money disappears. • No bank login required. • Your data is stored locally on your device. • iCloud sync keeps your iPhone and iPad up to date using your private iCloud account. • Designed for people who already use separate accounts, buckets or savings spaces and want a simple way to manage them. HOW IT WORKS 1. Create the buckets that matter — bills, savings goals, subscriptions, irregular expenses and everyday categories. 2. Choose how each bucket should be funded — by due date, fixed amount, top-up to target, or manual. 3. On payday, run your payday plan. 4. Payday Buckets shows exactly what to move into each bucket. 5. Mark bills as paid and keep your bucket balances up to date. FEATURES • Guided Simple Mode for quick bucket setup • Advanced editor for detailed bucket planning • Weekly, biweekly, monthly, twice-monthly and custom pay schedules • Smart payday plans for bills, savings goals, subscriptions and irregular expenses • Scheduled transactions for recurring bills, income and transfers • Upcoming bills view with overdue, 7-day, 30-day and later sections • Insights for bucket forecasts, monthly outlook and budget balancing • Payday plan history • Local reminders for payday, bills, transfers and underfunded buckets • Rename, recolor and organize categories • iCloud sync across iPhone and iPad • Light, Dark and System themes • Dynamic Type and VoiceOver support • CSV export and JSON backup PREMIUM Payday Buckets is free to try with up to 5 active buckets. Upgrade to Premium for: • Unlimited active buckets • Unlimited scheduled transactions PRIVACY Payday Buckets does not require bank access. Your budgeting data is stored locally on your device. If you turn on iCloud sync, your data syncs through your private iCloud account, not through a Payday Buckets budgeting server. SUPPORT Questions or feedback? Get in touch from Settings → About inside the app. Stop guessing what to set aside. Start every payday with a clear plan. What’s New 1.0 First release of Payday Buckets! Plan each payday around your bills, savings goals, subscriptions and sinking funds. • Create buckets for the things you need to fund • Set your pay schedule • Run a payday plan to see what to move into each bucket • Track scheduled bills and recurring transactions • View upcoming bills and bucket forecasts • Sync across iPhone and iPad with iCloud sync • Export your data with CSV and JSON backup Thanks for trying Payday Buckets — your feedback will help shape what comes next.

Kashla answers one question: what's left until payday? Say "coffee 5 dollars and gas 45" and both expenses are logged, categorised, and counted in about three seconds. No forms, no bank login, no spreadsheet. WHAT'S LEFT Kashla runs on your salary cycle, not the calendar month. Tell it your payday once, and the home screen shows how much you can still spend, what's safe per day, and where the week is headed. LOG IT YOUR WAY: • Voice: say it • Type it on a keypad built for one-handed entry • Snap a receipt, in any currency • Paste a bank text message • Apple Pay: a Shortcut logs the charge as you leave the shop • Siri and the Action button SUBSCRIPTIONS, CAUGHT: Kashla spots recurring charges in your own spending: Netflix, Spotify, iCloud, the gym, and reminds you before they renew. Cancel one, and Kashla confirms the charge stopped. BUDGET TOGETHER: Invite your partner or roommate with a QR code or a link. Both phones log in, both see every expense, and one shared number for the cycle. No email, no password, just a name and an emoji. Goals and subscriptions stay yours. GOALS THAT FUND THEMSELVES: Set aside a slice of every payday for the car, the trip, the emergency fund. Kashla keeps the score and tells you the month you'll get there. YOUR LEDGER, YOURS ALONE: No bank link. No account. Your ledger stays on your phone. Your speech becomes text to log the expense and nothing is stored. Only a budget you choose to share reaches our server, and only for the people you invited. Delete it, and it's gone. Works in English and Arabic, with 11 currencies. KASHLA PLUS: Voice, receipts, bank messages, Apple Pay, Split the bill, and starting a shared budget. Free: manual entry, the budget, the calendar, goals, subscription reminders, and joining someone else's budget. Plus is billed to your Apple ID monthly or yearly and renews automatically unless cancelled at least 24 hours before the period ends. Privacy policy: https://kashla.com/privacy Terms: https://kashla.com/terms