PocketPal Budget vs Divio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PocketPal Budget
Effortlessly track your spending by scanning receipts and assigning them to custom envelopes. This app provides a clear view of your financial flow without connecting to your bank.
- Scan receipts with OCR
- Assign spending to custom envelopes
- Track money flow visually
- No bank account linking
- Handles various receipt types
- Private by default data handling
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PocketPal is a budget that lives in pockets. Every paycheck goes into envelopes, and you always know what's left before you spend. KNOW WHAT'S LEFT • Home shows one number: what you can still spend before payday. • Every envelope has its own colour and drains as you spend. • Payday fills every pocket again, and you choose where each dollar goes. LOG IN SECONDS • Type an amount, pick a pocket, and see what's left before you save it. • Snap a receipt: PocketPal reads it and sorts each line into the right pocket. • On iPhone, log from Back Tap or Shortcuts without opening the app. ASK PAL • Pal, your money assistant, answers from your own numbers. "Can I afford a night out?" "What's due before payday?" PLAN AHEAD • Goals that tell you when you'll get there. • Instalments: your monthly payments and the year ahead. • Bills due before payday, so nothing catches you out. • Insights, and a recap of every pay cycle. KEEP IT GOING • A logging streak, levels, and a piggy that grows with what you keep. PRIVATE BY DESIGN • No bank connection. You decide what goes in. • Receipt photos stay on your phone; only the text read from them is used to sort it. • We don't sell your data. In English, Türkçe, Polski, Português, हिन्दी and العربية. POCKETPAL+ PocketPal+ removes the limits: as many envelopes as you need, up to 500 receipt scans a month, more questions for Pal, every insight, and no ads. It is available as a weekly, monthly or yearly subscription, and the yearly plan can start with a free trial where offered. Prices are shown in the app before you subscribe. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Privacy Policy: https://pocketpal.me/privacy Terms of Use: https://pocketpal.me/terms
Divio
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Divio is the easiest way to split expenses with friends, roommates, and travel buddies — no spreadsheets, no awkward math, no chasing people for money. Add an expense, pick who paid and who shares it, and Divio instantly works out who owes who. When it's time to settle up, it shows the fewest payments needed to get everyone even. SPLIT ANY WAY • Equally, by shares, by percentage, or exact amounts • Rounding always adds up to the cent — no lost or extra pennies SEE BALANCES LIVE • Real-time balances for every person in the group • One clear number: what you owe or what you're owed SETTLE UP IN SECONDS • Smart settle-up suggests the simplest set of payments • Mark payments as done and keep everyone in sync BUILT FOR GROUPS • Create a group for a trip, a flat, an event — anything • Invite people with a simple 6-digit code • Add people by name, even if they don't have the app yet MORE THAT HELPS • Snap and attach receipts (auto-deleted after 30 days for privacy) • Recurring expenses for rent, subscriptions, and bills • Categories with playful 3D icons • Works in English, Turkish, and Spanish PRIVATE BY DESIGN • Sign in with Apple — no passwords, no email lists • Your data is protected and never sold Whether it's a weekend away, a shared apartment, dinner with friends, or a group gift — Divio keeps the money simple so you can keep the friends. Download Divio and split smarter today.
Screenshots
Verdict
The clearest difference is in-app purchases: Divio at none against PocketPal Budget's 3. Divio also leads on ads (none vs shown). PocketPal Budget's advantage is update cadence (every 3 days vs weekly) and iOS requirement (15.5 vs 17.0). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PocketPal Budget sells 3 in-app purchases, starting at $3.99 per 7 days. Divio asks for nothing beyond the download.
PocketPal Budget ships an update every 3 days, Divio weekly. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.
| Parameter | PocketPal Budget | Divio |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 3 days — better | Weekly |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.5 — better | 17.0 |
| Further details — not scored | ||
| Size | 105 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | 8x | Berkay BERKMAN |
In-app purchases
PocketPal Budget
- PocketPal+ Weekly$3.997 Days
- PocketPal+ Monthly$8.991 Month
- PocketPal+ Annual3 Days trial$59.991 Year
Divio
No in-app purchases









