Comparison

SpendFlex vs E

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendFlex

Features
Read full description

SpendFlex helps you understand your money without giving away access to your money. It is a local, private, and offline budget app designed to put you back in absolute control of your income and expenses. Unlike a traditional, cloud-dependent auto expense tracker that requires risky bank syncs, our secure cash expense tracker keeps 100% of your data entirely on your local device. No sign-ups, no accounts, and no tracking servers. Protect your personal identity and help save money while effortlessly logging your day to day expenses. SECURE AND PRIVATE · Offline-First Storage: Your personal financial information never leaves your phone. · Launch Lockup: Instantly secure your dashboard using a PIN, fingerprint lock, Face ID, or Touch ID. · Absolute Data Authority: Erase or modify any entry, transaction, or number instantly upon your request. · Private Backups: Enjoy fixed auto-backups directly to your personal Files or Google Drive. EASY TRACKING & CUSTOMIZATION · Fast Manual Logging: A seamless daily expense tracker and income tracker built to log transactions in seconds. · Custom Payment Methods: Select a specific payment method for every entry, with options to create, edit, or hide your own. · Instant Recurring Entries: Turn any transaction into a repeating item inside the recurring expense tracker right when you create it. · Flexible Categories: Easily edit, delete, and drag to reorder your custom income and expense categories. · Smart History Filters: Adding transactions in a past month defaults the date to that period, and your custom filters stick as you move between months. SMART BUDGET PLANNER · Versatile Cycles: Whether you need a strict biweekly budget, a custom envelope system, or a standard monthly budget planner, adjust your cycle dates freely to match your paydays. · All-In-One Dashboard: Seamlessly manage payments and subscriptions using the built-in bill manager and bill payment organizer. It serves as your total bill organizer budget planner. · Over-Limit Warnings: Stay within your chosen expense budget with real-time target notifications driven by an intelligent expense budget tracker. · Savings Goals: Set target deadlines for your dreams and watch your progress build over time. INSIGHTS & ANALYTICS • Visual Breakdown: This interactive spending tracker app generates clean home charts for a clear visual layout of your monthly spending tracker data. • Powerful Sorting: Sort your Home breakdown and history view your way. Import directly from CSV or export to PDF, CSV, and Excel. • Global Readiness: Multi-currency logging featuring 76 currencies with live conversion and receipt photo attachments. • Forecasts & Advice: Get tailored custom advice and forecasts to stay on budget and save money over the long term. • Visual Comfort: Includes fully optimized Light and Dark modes to comfortably track your money day or night. WHY CHOOSE A MANUAL BUDGETING APP? Automated tracking tools can make your financial habits invisible, derailing your discipline and accountability. By using a manual expense-tracking app, you actively notice where every dollar goes. SpendFlex delivers a premium, highly secure free budget tracker app framework that perfectly balances speed with intent. It pairs an adaptable expense tracker with deep customization tools, allowing you to organize your bills and budget in one calm, safe place. ► Download SpendFlex now for free, because financial awareness beats financial automation! Terms: https://caloto.dev/spendflex/terms/

About

E

Features
Read full description

Record expenses in seconds, understand where your money goes, and keep a clear spending history—without advertising or a separate account. E is a focused, private expense tracker designed for quick daily use. FAST EXPENSE RECORDING • Enter an amount in seconds • Choose a payment method, category and optional subcategory • Add optional comments to saved expenses for instalments and extra details with E Supporter • Edit past entries whenever needed • Keep a clean, chronological spending log CREDITS AND RECONCILIATION • Record refunds, reimbursements, cashback, repayments, rebates or corrections as Credits • Give every Credit your own label • Credits reduce spending totals instead of being treated as income • Mark selected payment-method transactions as paid or reconciled REPORTS THAT EXPLAIN YOUR SPENDING • Today, week, month, year and custom date-range views • Swipe between weeks or use the week navigation controls • Compare spending with the previous equivalent period • See daily or monthly spending trends • Break spending down by payment method, category or day • Tap through to the expenses behind each total FLEXIBLE EXPORTS • Export all records or a custom date range • Choose Excel or CSV • Include comments in Excel and CSV exports • Open exported workbooks in Excel, Numbers or Google Sheets PRIVATE BY DESIGN • No separate account required • No advertising trackers • Expense data remains local by default • Optional multi-device sync uses your private iCloud account OPTIONAL ICLOUD SYNC Active monthly E Supporters can enable Multi-Device Sync to keep entries current across iPhones and E on a compatible Mac signed in to the same Apple Account. If monthly support ends, syncing pauses while entries already stored on each device remain available. E Supporter also unlocks eligible supporter extras including subcategories, expense comments and expense export. Payment is charged to your Apple Account. Auto-renewable subscriptions renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel subscriptions in your Apple Account settings. Privacy Policy: https://kethj.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SpendFlex4 screens
E4 screens

Verdict

The call

The clearest difference is update cadence: E at every 2 days against SpendFlex's every 11 days. SpendFlex's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendFlex sells 2 in-app purchases, starting at $2.99 per month and E sells 7 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SpendFlex ships an update every 11 days, E every 2 days. Both last shipped on October 31, 2026.

Scorecard2 real differences · 4 level
SpendFlex versus E: the parameters behind the verdict, then further details
ParameterSpendFlexE
PriceFreeFree
Update frequencyEvery 11 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better18.0
Further details — not scored
Size46 MB23 MB
Age rating4+4+
DeveloperALFREDO CALOTO SANTINWEI WEN MAH

In-app purchases

2 purchases

SpendFlex

Subscriptions1
  • SpendFlex PRO month$2.991 Month
One-time1
  • SpendFlex Premium lifetime$22.99
7 purchases

E

Subscriptions4
  • A Little Support$0.991 Month
  • More Support$1.991 Month
  • Big Support$2.991 Month
Show 1 more
  • Generous Support$4.991 Month
One-time3
  • Small Thank You$0.99
  • Thank You$2.99
  • Generous Thank You$6.99

Questions

Is SpendFlex free?
SpendFlex is free to download, with in-app purchases available.
Is E free?
E is free to download, with in-app purchases available.
Do SpendFlex or E have ads?
Neither SpendFlex nor E shows ads.
Which is updated more often, SpendFlex or E?
SpendFlex ships an update every 11 days, and E every 2 days. Most recently, SpendFlex was updated on October 31, 2026 and E on October 31, 2026.

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